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At A Glance

AXA Mansard Health Limited is one of Nigeria's most recognised health insurance providers, backed by the global AXA Group. AXA Mansard's plans are distinguished by their consistent inclusion of ENT services, outpatient psychiatry cover, and comprehensive family planning services across the range, all from a well-capitalised and internationally affiliated insurer regulated by NAICOM.

Compare Plan Benefits

Claims & Support

AXA Mansard Health uses a cashless, provider-direct model at accredited facilities. Present your AXA Mansard ID card before receiving treatment and the hospital will verify your cover directly. For specialist consultations, a referral from a general practitioner within the network is typically required. Emergency care is covered at any facility, with notification to AXA Mansard required as soon as practicable. Note that maternity services carry a 12-month moratorium on all plans, so enrolment timing matters for those planning ahead.

How to Make a Claim

Present your AXA Mansard Health ID card at an accredited network facility before treatment begins
For specialist services, obtain a referral from a general practitioner within the AXA Mansard network
For emergencies, access the nearest appropriate facility and notify AXA Mansard Health within 24 hours
Advanced investigations such as CT scans and MRI are covered on an emergency basis on Bronze and Silver plans; confirm eligibility before scheduling electively
Maternity claims require 12 months of active enrolment before the moratorium lifts; verify your eligibility before booking delivery care
For queries, pre-authorisation, or reimbursement claims, contact AXA Mansard Health using the details below

AXA Mansard Plans

Hello

1.

Bronze (₦86,500 per annum): The Bronze plan provides ₦150,000 in outpatient cover and ₦350,000 in inpatient cover with general ward access. It includes GP and specialist consultations, laboratory and diagnostic tests, primary eye care, ENT services, prescribed medicines, minor through to major surgeries up to ₦250,000, and maternity services up to ₦250,000 after a 12-month moratorium. Dental care is covered up to ₦10,000 and optical care up to ₦7,500. Routine NPI immunisation for children aged 0 to 5, additional adult immunisations including Hepatitis B, HiB, pneumococcal, yellow fever, and meningitis, family planning services including pills, injectables, and copper IUDs, fertility counselling and investigation up to ₦20,000, outpatient psychiatry cover for up to 8 weeks, and a basic health screening including physical examination, BMI, urinalysis, PCV, blood pressure, and genotype are all included.
2.

Silver (₦127,725 per annum): Silver raises outpatient cover to ₦250,000 and inpatient cover to ₦500,000 with private ward access. Surgical cover increases to ₦300,000 and maternity cover to ₦300,000. Dental care remains at ₦10,000 and optical care increases to ₦10,000. Fertility investigation cover extends to ₦25,000 covering counselling, SFA, and USS. All other Bronze benefits are maintained.
3.

Gold (₦253,192 per annum): Gold provides ₦300,000 in outpatient cover and ₦1,000,000 in inpatient cover with private ward access. Surgical cover extends to ₦500,000 and maternity cover to ₦500,000. Dental care jumps to ₦60,000, optical to ₦15,000, and fertility investigations include HSG and hormonal assay up to ₦50,000. Health screening expands to include chest X-ray, serum cholesterol, liver and kidney function tests, cervical smears for women over 30, and PSA for men over 40. Family planning includes tubal ligation and vasectomy at this tier.
4.

Platinum (₦409,515 per annum): Platinum provides ₦500,000 in outpatient cover and ₦2,000,000 in inpatient cover in a private ward. Surgical cover rises to ₦1,000,000 and maternity cover to ₦750,000. Dental care is covered up to ₦80,000 and optical care to ₦25,000. Fertility investigations extend to include hysteroscopy up to ₦100,000. Annual mammogram and comprehensive health screening including ECG and LFT are included.
5.

Platinum+ (₦685,371 per annum): Platinum+ extends outpatient cover to ₦1,000,000 and inpatient cover to ₦3,000,000 in a private ward. Surgical cover is ₦1,000,000 and maternity cover ₦750,000. Dental care extends to ₦150,000 and optical to ₦40,000. The same comprehensive health screening, fertility investigations up to ₦100,000 including hysteroscopy, and psychiatry cover as Platinum apply.
6.

Rhodium (₦1,939,777 per annum): AXA Mansard's premium individual plan, Rhodium provides ₦1,000,000 in outpatient cover and ₦3,000,000 in inpatient cover in a private ward. Surgical cover is ₦1,000,000, maternity cover ₦750,000, dental care ₦150,000, and optical care ₦40,000. The same comprehensive health screening, fertility benefits up to ₦100,000 including hysteroscopy, family planning, and psychiatry cover as Platinum+ apply.
7.

Easycare (₦20,000 per annum): Easycare is AXA Mansard's most accessible plan, providing essential health cover at the lowest available premium in the range. Benefits include outpatient consultations, admission and feeding, prescribed medicines, NPI immunisation, emergency care and evacuation, laboratory and X-ray investigations, three physiotherapy sessions, and a basic health screening covering physical examination, blood pressure, and urinalysis. Surgical cover is up to ₦3,000 with a six-month waiting period. Antenatal care and normal delivery are covered up to ₦10,000 after up to ten months on the scheme. Assisted delivery and emergency caesarean section are also covered up to ₦10,000 after the same period. Dental care is up to ₦3,000 and advanced investigations are covered on an emergency-only basis. Psychiatry cover is included for up to 8 weeks.

Who Should Consider This

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1.

First-time health insurance buyers:: The Bronze and Easycare plans offer structured, regulated entry into health insurance backed by one of Nigeria's most established providers at manageable annual premiums.
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Mid-income professionals:: The Silver and Gold plans offer private ward access, meaningful dental and optical benefits, and fertility investigation cover at premiums accessible to salary earners earning above ₦150,000 monthly.
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Families planning for maternity: : All AXA Mansard plans include maternity cover, and from Gold upward the limits and additional fertility investigation benefits make the plans particularly suited to couples planning ahead, provided enrolment precedes the 12-month moratorium period.
4.

Senior professionals and high earners: : The Platinum, Platinum+, and Rhodium plans offer comprehensive private cover with surgical limits, dental benefits, and health screening at a level that reflects the healthcare expectations of high-income individuals.

nairaCompare Insight

AXA Mansard's main competitive advantage is brand credibility and global backing. For many Nigerians, knowing that your health insurer is part of the AXA Group provides a level of reassurance that locally branded HMOs cannot always match, particularly when it comes to claims settlement and financial stability. That confidence has real value, especially for individuals who have had poor claims experiences with other providers.

In practical terms, the Gold plan represents AXA Mansard's strongest value proposition in the individual market. At ₦253,192 annually, you get ₦1,000,000 in inpatient cover, private ward access, ₦500,000 in surgical cover, ₦60,000 in dental benefits, and fertility investigations up to ₦50,000. These are benefit levels that most providers only reach at higher premiums. Use nairaCompare to compare AXA Mansard's Gold plan benefit-for-benefit against similarly priced offerings from Leadway, Bastion, and others before making your decision.

About AXA Mansard Health Limited

AXA Mansard Health Limited is the Health Maintenance Organisation arm of AXA Mansard Insurance Plc, a publicly listed Nigerian insurance company and member of the global AXA Group. AXA Mansard Plc has operated in Nigeria since 1989 and is listed on the Nigerian Exchange Group. The company is regulated by NAICOM, holds an ISO 9001:2008 quality management certification from the Standards Organisation of Nigeria, and has a 24-hour call centre and service portals at Welcome Centres nationwide.

CONTACT ADDRESS 177 Ikorodu Road, Onipanu, Lagos

WEBSITE www.axamansard.com

PHONE NUMBER 0700-AXAMANSARD / +234 1 4606655

EMAIL ADDRESS healthcare@axamansard.com

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