Know Your Credit Score – Get a Free Annual Check Today

Discover your credit score in 5 minutes—no hidden fees. Get 1 FREE credit score check every year and take control of your financial future

Check your Free Credit Score

*Terms and conditions apply

Credit Checker Packages

Credit Score

Get a snapshot of your creditworthiness with our basic credit score check. Knowing your score can help you make informed decisions about your financial future.

1 FREE check per year

₦700 after your 1 FREE check
Instantly view your score (300–850)
Score classification (Excellent, Good, Fair, Poor)
Ideal for quick checks

Credit Report

Dive deeper into your financial profile with a comprehensive credit report. Gain insights into your credit history, outstanding debts, and factors affecting your score.

₦4,000

Full credit history report
All active and closed accounts
Payment history analysis
Credit utilization details

Performance Report

Track your credit progress over time with our 'Yes' or 'No' performance report. Monitor when your performance status changes and enjoy a healthy financial journey.

₦150

Track your financial progress over time
Identify trends and patterns in your credit behaviour

Why Knowing Your Credit Score Matters

A strong credit score opens doors to better loans, lower rates, and life-changing opportunities.

Loan Approvals

Unlock access to better loan opportunities with a higher credit score.

Interest Rates

Enjoy lower interest rates and save money on loans and credit cards.

Financial Planning

Make informed decisions for a secure financial future.

Renting and Leasing

Increase your chances of getting approved for rental agreements and leases.

Employment Opportunities

Some employers consider credit scores during the hiring process.

How it works

STEP 1

STEP 2

Navigate to the Credit Score section and provide the necessary information.

STEP 3

Receive your credit score instantly along with a comprehensive analysis.

Get Your FREE Credit Score Check Today

Your credit score affects loan approvals, interest rates, and financial opportunities across Nigeria. Don’t let a hidden error hold you back. Use your annual FREE credit score check to spot issues.

Claim Your Free Credit Score

Check Your Credit Score & Credit Report In Nigeria

Your Credit Score and Credit Report are key to assessing your financial health and securing better financial opportunities. Whether you're applying for a loan, a credit card, or simply monitoring your financial status, knowing your Credit Score report and understanding your Credit Report can help you make informed decisions.

Why Check Your Credit Score & Credit Report?

Instantly access your Credit Score report online.

Improve your chances of approval for loans and credit cards.

Understand how lenders evaluate your financial profile.

Identify and correct errors affecting your Credit Score.

Take steps to boost your score for better financial offers.

Get a detailed breakdown of your borrowing and repayment history.

Credit Score Frequently Asked Questions

We answered some questions, so you don't have to ask them

What is a Credit Score?

A credit score is a three-digit number (typically between 300-850) that represents your creditworthiness based on your financial history.

How Often Can I Check My Credit Score for Free?

You can check your credit score for free once every 12 months on nairaCompare.

How Does a Credit Score Impact My Loan Application?

A higher credit score increases your chances of loan approval and may lead to better interest rates.

What Factors Influence My Credit Score?

Factors include payment history, credit utilization, length of credit history, types of credit, and recent credit inquiries.

Why should I get a detailed credit report?

A detailed credit report provides in-depth insights into your credit history, helping you identify areas for improvement and prepare for major financial decisions.