Money Market Funds Calculator
Estimate your potential returns from a money market fund in seconds.
Investment Summary
Here is the breakdown of your returns based on current inputs.
Calculation Details
How Do I Use The Money Market Fund Calculator?
This calculator estimates your potential returns using standard money market fund assumptions commonly used across the financial industry.
Enter Your Investment Amount
Input the amount you plan to invest and select how long you want to lock in your funds. This forms the basis for your return calculation.
Choose Tenor & Rate
Select the tenure and annualized rate. Adjusting these values helps you see how different terms affect your returns.
See Your Returns Instantly
The calculator shows your estimated interest earned and total maturity value in real time as you update your inputs.
Compare Money Market Fund options
Use your results to compare fixed deposit rates and terms across providers, then choose the option that best fits your goals.
Using this information, the calculator projects:
- How much interest your money could earn
- Your total investment value at the end of the selected period
This tool is designed for planning and comparison, not for predicting guaranteed returns.
What Is Money Market Fund?
A money market fund is a low‑risk investment fund that invests in short‑term, highly liquid financial instruments such as:
- Treasury bills
- Commercial paper
- Bank deposits
- Short‑term government or corporate securities
- Preserve your capital
- Provide steady income
- Offer easy access to your money
Money market funds aim to:
They are commonly used by individuals and businesses to manage cash while earning more than a traditional savings account.
Get Alert for Money Market Funds
Stay informed when money market fund rates change. Get notified early so you can act at the right time.


What Affects Your Money Market Fund Returns?
Several factors can impact how much you earn:
Interest rate changes
Higher rates generally lead to higher yields
Investment duration
Longer holding periods may increase total returns
Compounding frequency
More frequent compounding can slightly improve returns
Fund management fees
Fees reduce net returns
Market conditions
Liquidity stress or policy changes can affect yields
Who Should Invest in Money Market Funds?
Who Should Invest in a Money Market Fund?
- Want a low‑risk investment option
- Are saving for short‑term goals
- Need easy access to your money
- Want better returns than a regular savings account
They may not be suitable if:
- You’re investing for long‑term growth
- You can tolerate higher risk
- You want guaranteed fixed returns
Are money market funds safe?
They are generally low risk, but returns are not guaranteed.
Can I lose money?
Losses are uncommon but possible in extreme market conditions.
How often are returns paid?
Most funds calculate returns daily and distribute them monthly or quarterly.
Can I withdraw anytime?
Most funds allow withdrawals, but terms vary by provider.
Is a money market fund better than a savings account?
Money market funds often offer higher returns, but savings accounts may provide stronger capital guarantees.
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