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Compare Personal Loans in Nigeria

Find the best loans for your personal needs at a rate you can afford

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Payday Loans

Payday Loans

Payday loans are instant and short-term loans mainly available for salary earners. With a payday loan, you can borrow money at an agreed interest rate with little or no documentation or collateral needed. Need cash before your next payday? This is the loan for you.

View Eligibility Criteria

Payday Loans

Eligibility criteria

  • Be at least 18 years old.
  • Be a Nigerian citizen or resident with a valid form of identification.
  • Have an active bank account.
  • Be a salary earner.
  • Have received a salary for at least 3 consecutive months.
  • Have a good credit score and history.

Please note that eligibility criteria may vary depending on the lender.
It’s important to go over the criteria specified by the lender you choose.

Application requirements

  • Bank Verification Number.
  • Copy of valid form of identification.
  • Passport Photograph
    Employment / Confirmation / Last Promotion Letter.
  • Staff ID Card
  • Bank statements for the past 6 months.
  • Credit score report.
  • Any other supporting documents requested by the lender, such as proof of address, utility bills, etc.

Please note that requirements may vary depending on the lender.
It’s important to go over the requirements specified by the lender you choose.

Quick Loans

Quick Loans

Quick loans are loans that are issued in a short amount of time at an agreed interest rate and are often subject to less rigorous screening/approval processes. Whether you are a salary earner or self-employed, you can get the quick cash you need and pay it back.

View Eligibility Criteria

Quick Loans

Eligibility criteria

  • Be at least 18 years old.
  • Be a Nigerian citizen or resident with a valid form of identification.
  • Have an active bank account.
  • Have proof of a steady source of income such as employment or business.
  • Have a good credit score and history.

Please note that eligibility criteria may vary depending on the lender.
It’s important to go over the criteria specified by the lender you choose.

Application requirements

  • Bank Verification Number.
  • Copy of valid form of identification.
  • Passport Photograph
  • Proof of employment (Self-employed individuals may be required to provide business registration documents, etc., to prove their income source and financial stability).
  • Bank statements for the past 6 months.
  • Credit score report.
  •  Any other supporting documents requested by the lender, such as proof of address, utility bills, etc.

Please note that requirements may vary depending on the lender.
It’s important to go over the requirements specified by the lender you choose.

Consumer Loans

Consumer Loans

Consumer loans are a great way to finance your life’s big purchase or cover unexpected expenses. With competitive interest rates and flexible repayment options, consumer loans offer an affordable solution to meet your financial needs.

View Eligibility Criteria

Consumer Loans

Eligibility criteria

  • Be at least 18 years old.
  • Be a Nigerian citizen or resident with a valid form of identification.
  • Have an active bank account.
  • Have proof of a steady source of income such as employment or business.
  • Have a good credit score and history.

Please note that eligibility criteria may vary depending on the lender.
It’s important to go over the criteria specified by the lender you choose.

Application requirements

  • Bank Verification Number.
  • Copy of valid form of identification.
  • Passport Photograph
    Proof of employment (Self-employed individuals may be required to provide business registration documents, etc., to prove their income source and financial stability).
  • Bank statements for the past 6 months.
  • Credit score report.
  •  Any other supporting documents requested by the lender, such as proof of address, utility bills, etc.

Please note that requirements may vary depending on the lender.
It’s important to go over the requirements specified by the lender you choose.

Choose the best business loans for you

Payday Loans

Payday Loans

Payday loans are instant and short-term loans mainly available for salary earners. With a payday loan, you can borrow money at an agreed interest rate with little or no documentation or collateral needed. Need cash before your next payday? This is the loan for you.

View Eligibility Criteria

Payday Loans

Eligibility criteria

  • Be at least 18 years old.
  • Be a Nigerian citizen or resident with a valid form of identification.
  • Have an active bank account.
  • Be a salary earner.
  • Have received a salary for at least 3 consecutive months.
  • Have a good credit score and history.

Please note that eligibility criteria may vary depending on the lender.
It’s important to go over the criteria specified by the lender you choose.

Application requirements

  • Bank Verification Number.
  • Copy of valid form of identification.
  • Passport Photograph
    Employment / Confirmation / Last Promotion Letter.
  • Staff ID Card
  • Bank statements for the past 6 months.
  • Credit score report.
  • Any other supporting documents requested by the lender, such as proof of address, utility bills, etc.

Please note that requirements may vary depending on the lender.
It’s important to go over the requirements specified by the lender you choose.

Quick Loans

Quick Loans

Quick loans are loans that are issued in a short amount of time at an agreed interest rate and are often subject to less rigorous screening/approval processes. Whether you are a salary earner or self-employed, you can get the quick cash you need and pay it back.
View Eligibility Criteria

Quick Loans

Eligibility criteria

  • Be at least 18 years old.
  • Be a Nigerian citizen or resident with a valid form of identification.
  • Have an active bank account.
  • Have proof of a steady source of income such as employment or business.
  • Have a good credit score and history.

Please note that eligibility criteria may vary depending on the lender.
It’s important to go over the criteria specified by the lender you choose.

Application requirements

  • Bank Verification Number.
  • Copy of valid form of identification.
  • Passport Photograph
  • Proof of employment (Self-employed individuals may be required to provide business registration documents, etc., to prove their income source and financial stability).
  • Bank statements for the past 6 months.
  • Credit score report.
  •  Any other supporting documents requested by the lender, such as proof of address, utility bills, etc.

Please note that requirements may vary depending on the lender.
It’s important to go over the requirements specified by the lender you choose.

Consumer Loans

Consumer Loans

Consumer loans are a great way to finance your life’s big purchase or cover unexpected expenses. With competitive interest rates and flexible repayment options, consumer loans offer an affordable solution to meet your financial needs.
View Eligibility Criteria

Consumer Loans

Eligibility criteria

  • Be at least 18 years old.
  • Be a Nigerian citizen or resident with a valid form of identification.
  • Have an active bank account.
  • Have proof of a steady source of income such as employment or business.
  • Have a good credit score and history.

Please note that eligibility criteria may vary depending on the lender.
It’s important to go over the criteria specified by the lender you choose.

Application requirements

  • Bank Verification Number.
  • Copy of valid form of identification.
  • Passport Photograph
    Proof of employment (Self-employed individuals may be required to provide business registration documents, etc., to prove their income source and financial stability).
  • Bank statements for the past 6 months.
  • Credit score report.
  •  Any other supporting documents requested by the lender, such as proof of address, utility bills, etc.

Please note that requirements may vary depending on the lender.
It’s important to go over the requirements specified by the lender you choose.

Check your credit score report

Get the best online loans with low interest rates based on your Credit Score.

Check your credit score report

Get the best online loans with low interest rates based on your Credit Score.

Frequently Asked Questions

We answered some questions, so you don’t have to ask them
Find the best loans for your personal needs at a rate you can afford

Lenders consider factors like your credit score, income, employment history, and debt-to-income ratio when determining your eligibility for a personal loan. A good credit history and stable financial situation generally improve your chances. 

How much can I borrow with a personal loan?

Loan amounts vary depending on the lender, your creditworthiness, and your ability to repay. Lenders often have minimum and maximum loan limits, and the specific amount you're eligible for will be determined during the application process. 

What's the difference between a secured and unsecured personal loan?

A secured personal loan requires collateral (like a car or savings account), which the lender can claim if you fail to repay. An unsecured personal loan doesn't require collateral but may have higher interest rates since it carries more risk for the lender. 

How can I use a personal loan?

Personal loans are versatile and can be used for a variety of purposes such as debt consolidation, home improvement, medical bills, education expenses, and even vacations. The use depends on your needs and financial goals.

What is the difference between stocks and bonds?

Stocks represent ownership in a company, offering high returns but also higher risks. Bonds, on the other hand, are debt instruments where investors lend money to issuers (like governments or corporations) and receive fixed interest payments over time with lower risk compared to stocks. 

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