Two Ways to Earn Cash Rewards

Get more from nairaCompare. Invest in an eligible product through nairaCompare or refer a friend who completes a qualifying investment. Track your investments, referrals and cash rewards in one dashboard.

Start Earning Rewards

CHOOSE HOW YOU EARN

NairaCompare Rewards

nairaCompare Rewards is our loyalty programme for users who engage with eligible products and introduce new people to the platform. You can earn in two ways.

Refer and earn

Invite eligible new users through your unique referral link or code. You receive a fixed cash reward when your referral completes the required activity and passes verification.

Apply and earn

Complete an eligible application with a participating provider, then upload acceptable evidence. Once verified, the cash reward is added to your balance.

Redeem my Rewards

* All rewards subject to eligibility, verification and the Rewards Programme Terms & Conditions.

FROM ACTION TO REWARD

How to Earn nairaCompare Rewards

Sign in or create an account

Choose how you want to earn

Through an eligible referral or a participating-provider application.

Complete the required activity

Refer a new user or complete the eligible provider journey and keep your evidence.

Submit your evidence

Upload the required evidence from your Rewards dashboard.

Wait for verification

We review the referral or application evidence against the programme's requirements.

Receive and redeem

Approved rewards are added to your available balance, ready to redeem.

Go to Rewards Dashboard

AT A GLANCE

Refer vs Apply

Both routes pay real cash to your wallet — here's how they compare.

Refer and Earn

Share your link with new users New NairaCompare users only Automatic — via your link or code After the referral is verified Fixed cash per successful referral

Apply and Earn

Complete an eligible application You, on a participating provider Upload proof of your submission After your evidence is verified Cash reward, set by the campaign

Start Earning

Complete an application and earn cash

You may be eligible to earn a cash reward when you complete an application for a qualifying product with a participating provider. Complete the application through the eligible nairaCompare journey and upload valid evidence that it was submitted successfully.

DO YOU QUALIFY?

What makes an application eligible

The product is part of the current Rewards programme
The provider is participating at the time you apply
You complete the application through the eligible NairaCompare journey
You have a confirmation page, acknowledgement email, or reference number for your application

HOW TO PROVE IT

What counts as acceptable evidence

An application confirmation page
An application reference number
A confirmation email or message from the provider
A screenshot showing successful submission

Redeem the cash
you've earned

Once verified, your approved rewards appear as an available cash balance in your nairaCompare wallet — ready to withdraw to your bank.

Check your balance, confirm your payment details and submit a redemption request. Only rewards marked as available can be redeemed.

Redeem my Rewards

Hand holding a phone showing the Rewards Dashboard with an available balance of ₦320,000

FAQs - Rewards

We answered some questions, so you don't have to ask them.

What is nairaCompare Rewards?

nairaCompare Rewards is a loyalty programme that allows eligible users to earn cash rewards by completing qualifying Money Market Fund investments or referring new users who complete the required investment activity.

How can I earn rewards?

You can earn in two ways:

Apply & Earn: Complete an eligible Money Market Fund investment through nairaCompare, upload acceptable evidence and meet the three-month holding requirement.
Refer & Earn: Invite a new user with your referral link or code. You earn when they apply for an eligible Money Market Fund investment of at least ₦50,000 and pass verification.

How much can I earn?

Apply & Earn rewards range from ₦300 to ₦20,000, depending on the amount still invested at the end of the third month.

For Refer & Earn, you receive ₦1,000 for a successful referral, while your referred friend receives ₦500.

Can I earn both investment and referral rewards?

Yes. You can participate in both routes, provided each investment or referral meets the relevant eligibility and verification requirements.

Where can I read the full rules?

See the Rewards Programme Terms and Conditions.

What makes a Product eligible?

The fund and provider must be participating in the Rewards Programme. You must complete the investment through the eligible nairaCompare journey and meet the applicable minimum investment, evidence and holding requirements.

Does uploading evidence guarantee a reward?

No. Uploading evidence starts the verification process but does not guarantee payment. Your investment must meet all the campaign requirements and pass verification before a reward is approved.

When will my reward become available?

Apply & Earn rewards become available after the three-month holding period and successful verification.

Referral rewards become available after the referred friend completes the qualifying Money Market Fund application and the referral passes verification.

What happens if I withdraw my investment before three months?

Your Apply & Earn reward is based on the amount still invested at the end of the third month. If you withdraw the entire investment before then, you will not qualify for a reward.

How can I track my rewards?

Sign in to your nairaCompare account and open your Rewards dashboard. You can view your investments, referrals and reward statuses there.