Compare Diaspora Accounts in Nigeria

Open & manage a Nigerian bank account from abroad. Compare options based on your needs: saving, investing, or sending money home. 

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Compare Diaspora Savings Account
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Compare Diaspora Current Account
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Compare Diaspora Domiciliary Account
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Choose The Best Diaspora Account for you

Diaspora Savings Account

Compare interest rates, account access and requirements from top Nigerian banks. Whether you're building a savings habit or securing funds for the future, we’ll help you find the right account with the best returns and flexibility. 

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Diaspora Savings Account

Eligibility Criteria

  • Be 18 years of age or older.
  • Have a valid form of identification such as a National ID card, driver’s license, or international passport.
  • Have an active and valid Nigerian bank account.
  • Have sufficient funds available in your account to cover the initial deposit amount required by the financial institution for opening the fixed deposit account.
  • Provide proof of address such as utility bill or other official document that confirms your current residence.

Application Requirements

  • Bank Verification Number.
  • Passport photograph.Valid means of identification (Int’l passport, Driver’s license, National ID, Voter’s card).
  • Proof of Address (PHCN, Water bill, Waste disposal bill, tenement, etc.).
  • Proof of income (payslips/bank statements).
Diaspora Current Account

Get real-time access to your money, plus seamless debit card and transaction options. We’ll help you compare Nigerian current accounts for the diaspora, so you can bank from anywhere with ease and confidence. 

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Diaspora Current Account

Eligibility Criteria

  • Be 18 years of age or older.
  • Have a valid form of identification such as a National ID card, driver’s license, or international passport.
  • Have an active and valid Nigerian bank account.
  • Have sufficient funds available in your account to cover the initial deposit amount required by the financial institution for opening the fixed deposit account.
  • Provide proof of address such as utility bill or other official document that confirms your current residence.

Application Requirements

  • Bank Verification Number.
  • Passport photograph.
  • Valid means of identification (Int’l passport, Driver’s license, National ID, Voter’s card).
  • Proof of Address (PHCN, Water bill, Waste disposal bill, tenement, etc.).
  • Proof of income (payslips/bank statements).
Diaspora Domiciliary Account

Looking to send, hold or receive money in USD, GBP or EUR? Use nairaCompare to review domiciliary account options that support your currency needs, with the right rates, charges and international access. 

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Diaspora Domiciliary Account

Eligibility Criteria

  • Be between the ages of 0-17 years old.
  • Have a valid form of identification, such as a birth certificate or national ID card.
  • Have a parent or legal guardian who is willing to act as custodian of the account until the child reaches 18 years of age.
  • The parent or legal guardian must open the account on behalf of the child and provide all necessary documents required by the bank, such as proof of address and income.
  • A minimum deposit is usually required to open the account; this amount may vary depending on the financial institution offering the savings account.

Application Requirements

  • Parent/ Guardian’s Bank Verification Number (BVN).
  • Passport Photograph of guardian and child.
  • Child’s Birth Certificate/ International Passport.
  • Parent’s/Guardian’s Valid Means of Identification.
  • Parent/Guardian’s proof of address: utility bills.
  • Parent/Guardian’s proof of employment.
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What are your savings objectives?

Whether you're saving for a home in Nigeria, school fees, retirement, or something personal, we’re here to help you find the right account. Compare diaspora-friendly options with the flexibility, access and returns that match your goals. 

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Discover and Compare Diaspora Accounts That Work for You 

Finding the right diaspora account in Nigeria doesn’t have to be complicated. Whether you're abroad and need a savings account, current account or domiciliary account, nairaCompare makes it easy to review multiple providers, compare features, and make informed choices — all from wherever you are in the world. 

Explore Diaspora Bank Accounts with Ease 

  • Compare savings, current, and domiciliary accounts side-by-side based on fees, interest rates, currency support and digital access. You get all the key information in one place, helping you find the best diaspora account in Nigeria. 

Open Nigerian Bank Accounts Remotely 

  • We spotlight banks that allow Nigerians abroad to open accounts online without visiting a local branch. With remote onboarding and BVN-linked access, you can manage your money in Nigeria easily and securely. 

Compare Account Features That Matter 

  • From international transfers to flexible savings terms, our platform helps you identify diaspora-friendly bank accounts that meet your specific financial goals. Filter by what’s most important to you — like minimum balance, FX compatibility or card access. 

Save Time and Make Smarter Choices 

  • Instead of visiting multiple bank websites, use nairaCompare to view all your options in one place. We make it simple to find, compare, and sign up for the best diaspora account that fits your lifestyle and long-term goals. 
Diaspora Account FAQs

We answered some questions, so you don't have to ask them

Who can open a diaspora bank account in Nigeria?

Any Nigerian living abroad can open a diaspora savings, current or domiciliary account — provided you meet the bank’s documentation requirements, which typically include a BVN, passport photo, and proof of address.

Can I open a Nigerian bank account from abroad without visiting a branch?  

Yes. Many Nigerian banks now offer remote onboarding for diaspora accounts. On nairaCompare, you can filter by providers that allow full online application from anywhere in the world.

What’s the difference between diaspora savings, current and domiciliary accounts?

Savings accounts help you grow your funds with interest. Current accounts offer flexible access and transactions. Domiciliary accounts let you hold foreign currencies like USD, GBP, or EUR. You can compare all three types side-by-side on nairaCompare.

What documents do I need to open a diaspora account?

Requirements vary by provider, but common documents include a valid Nigerian international passport, BVN, utility bill or bank statement as proof of address, and a passport photograph.

Can I send and receive money with a diaspora account?

Absolutely. Diaspora current and domiciliary accounts support inward and outward transfers. You can compare bank transfer capabilities directly on our listings. 

Will I get a debit card or online banking access?

Most diaspora accounts come with digital banking access, and some offer international debit cards. Use nairaCompare to find the banks that support your preferred access method.  

How can nairaCompare help me choose the best diaspora account?

We make it easy to compare accounts by interest rate, account type, fees, currency support, and access — all in one place. You can view requirements, start your application, and manage the process from wherever you are.

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