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At A Glance

Zenith General Insurance Company Ltd, a subsidiary of Zenith Bank Plc, offers comprehensive motor cover for both private and commercial vehicles. The plans provide compensation for loss or damage to vehicles from accident and theft alongside third-party liability cover, backed by the strength of the Zenith group and regulated by NAICOM.

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Claims & Support

Report any incident to Zenith promptly and provide the documents requested. The comprehensive plans cover accident, theft, and damage to the insured vehicle plus liabilities to third parties including death and bodily injury. Confirm the documents needed for your claim type before submitting, and provide a police report for theft and third-party claims.

How to Make a Claim

Notify Zenith promptly after an accident, theft, or fire incident
Complete a claim form and submit your policy details with photographs of the damage
For third-party claims, provide the third party's details and a police report where applicable
For theft, submit a police report and proof of ownership
Contact Zenith customer support for repair authorisation and claim queries

Zenith Plans

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1.

Private Comprehensive Cover (5% of car value per year) : Provides compensation for loss or damage to the vehicle resulting from accident and theft, covers death or bodily injury, and provides compensation for liabilities to third parties.
2.

Commercial Comprehensive Cover (5% of car value per year) : Comprehensive motor insurance for commercial vehicles, providing compensation for loss or damage to the insured vehicles alongside third-party liability cover.

Who Should Consider This

1.

Private vehicle owners who value bank-group backing: The Private Comprehensive plan suits drivers who want full cover from an insurer backed by the strength of the Zenith group.
2.

Businesses with commercial vehicles: The Commercial Comprehensive plan provides full cover for working vehicles alongside third-party protection.
3.

Drivers who prioritise insurer stability: Zenith's affiliation with one of Nigeria's largest banks appeals to motorists who prioritise claims confidence and financial strength.

nairaCompare Insight

Zenith General Insurance's main draw is the institutional strength behind it. As a subsidiary of Zenith Bank, the company carries the reassurance of one of Nigeria's largest financial groups, which matters to drivers who prioritise the long-term stability of their insurer and confidence in claims settlement.

The motor range itself is straightforward, with distinct comprehensive plans for private and commercial vehicles rather than a long list of tiers. Because the published benefit detail is lighter than some competitors, it is worth confirming the specific medical, towing, and own-damage limits with Zenith before buying. Compare Zenith's comprehensive plans against AIICO, Leadway, and AXA Mansard on nairaCompare to see how its limits and extras measure up at the same 5% premium rate.