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At A Glance

Tangerine General Insurance Ltd offers motor cover across full comprehensive protection, basic third-party, and a tiered Tang Auto range that combines own-damage with third-party liability. Part of the Tangerine Africa group and regulated by NAICOM, its plans pair clear eligibility terms with a free vehicle licence renewal benefit.

Compare Plan Benefits

Claims & Support

Report any incident to Tangerine promptly and provide the documents requested. The comprehensive plan covers accidental damage, third-party liabilities, towing, and personal effects, with flood and riot cover available at additional premium. The Tang Auto range bundles own-damage repair, third-party property, medical, and towing cover. Confirm your plan and limits before claiming.

How to Make a Claim

Notify Tangerine promptly after an accident, theft, or fire incident
Complete a claim form and submit your policy details with photographs of the damage
For third-party claims, provide the third party's details and a police report where applicable
For theft or fire, submit a police report and proof of ownership
Confirm whether flood and riot cover were added to your comprehensive policy before claiming
Contact Tangerine customer support for repair authorisation and claim queries

Tangerine Plans

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1.

Comprehensive Motor Insurance (5% of car value per year): Available to drivers aged 18 and above with insurable interest, for a maximum term of 12 months. Minimum sum assured ₦2,000,000 and maximum sum insured ₦49,000,000, payable annually, bi-annually, or quarterly. Benefits include free vehicle licence renewal, cover against accidental damage to the insured vehicle, accidental damage to the third party's vehicle and property, death or bodily injury to the third party, emergency medical expenses, towing to a reasonable limit, and cover for personal effects following accident or theft. Flood, strike, riot and civil commotion cover is available at additional premium.
2.

Motor Insurance Third-Party (₦15,000 flat per year) : Statutory cover for drivers aged 18 and above. Protects against death or injury to a third party and damage to third-party property, with a minimum sum assured of ₦2,000,000 and free vehicle licence renewal.
3.

Tang Auto / Tang Auto I (from ₦50,000 per year) : Coverage for own damage and third-party liabilities for private vehicles. Up to ₦3 million third-party property damage, ₦500,000 for own vehicle repairs, ₦100,000 for medical expenses, and ₦50,000 towing coverage, with free vehicle licence renewal.
4.

Tang Auto II (₦60,000 per year) : Up to ₦3 million third-party property damage, ₦750,000 for own vehicle repairs, ₦100,000 for medical expenses, and ₦50,000 towing coverage.
5.

Tang Auto III (₦70,000 per year) : Up to ₦3 million third-party property damage, ₦1,000,000 for own vehicle repairs, ₦100,000 for medical expenses, and ₦50,000 towing coverage.

Who Should Consider This

1.

Drivers who want graded own-damage cover: The Tang Auto I, II, and III plans offer own-vehicle repair limits of ₦500,000, ₦750,000, and ₦1,000,000 alongside third-party and medical cover.
2.

Drivers who value flexible payment: The comprehensive plan can be paid annually, bi-annually, or quarterly, which helps with cash flow.
3.

Cost-conscious motorists: The flat ₦15,000 Third-Party plan meets the legal requirement and includes free vehicle licence renewal.
4.

Owners of higher-value cars: The comprehensive plan covers vehicles up to a ₦49 million sum insured.

nairaCompare Insight

Tangerine's standout motor feature is the practical convenience built into its plans. Free vehicle licence renewal across the range and the option to pay the comprehensive premium quarterly are the kind of everyday benefits that make a policy easier to live with, particularly for drivers managing tight monthly budgets.

The Tang Auto I, II, and III tiers also give drivers a clear choice of own-damage repair limits from ₦500,000 to ₦1 million while keeping consistent ₦3 million third-party property and ₦100,000 medical cover. Compare Tangerine's Tang Auto tiers against emPLE's third-party-plus plans and Heirs' Flexi range on nairaCompare, and weigh its comprehensive payment flexibility against AIICO and Leadway.

About Tangerine General Insurance Ltd

Tangerine General Insurance Ltd is part of Tangerine Africa, a financial services group offering insurance, pensions, and health products and backed by Verod Capital. With general insurance roots in Nigeria dating back several decades, the company underwrites motor, fire, marine, personal accident, and a range of business and personal risk products. It is regulated by NAICOM.

CONTACT ADDRESS 14 Hughes Avenue, Alagomeji, Yaba, Lagos

WEBSITE www.general.tangerine.africa

PHONE NUMBER +234 1 888 3322

EMAIL ADDRESS hello@tangerine.africa

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