At A Glance

SanlamAllianz, formerly Allianz Nigeria Insurance, offers comprehensive motor cover backed by one of the largest global insurance brands. Its motor policy combines a ₦3 million third-party property limit and unlimited third-party bodily injury with practical add-ons such as flood protection, authorised repairs, and excess buy back, all regulated by NAICOM.

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Claims & Support

Report any incident to SanlamAllianz promptly and provide the documents requested for your claim. The motor policy applies depreciation on total-loss claims after the first six months of cover, so the settlement on a written-off vehicle reflects this. Authorised repairs are capped per claim and limited to three claims per year, so confirm your entitlement before authorising work.

How to Make a Claim

Notify SanlamAllianz promptly after an accident, theft, or fire
Complete a claim form and provide your policy details and supporting photographs
For third-party claims, supply the third party's details and a police report where applicable
Confirm authorised repair entitlement before commissioning repairs, as a per-claim limit and an annual frequency limit apply
Note that total-loss settlements apply depreciation after the first six months of cover
Contact SanlamAllianz for towing support and claim queries

SanlamAllianz Plans

1.

Comprehensive Motor Insurance / Classic Plan (5% of car value per year) : Comprehensive cover providing ₦3 million third-party property damage and unlimited third-party bodily injury or death liability. Medical benefit carries an annual maximum of ₦150,000 for all occupants including the insured. Towing expense is up to ₦30,000 intra-city and ₦45,000 inter-city. Flood damage protection is included. Authorised repairs are limited to ₦100,000 or 5% of the sum insured, whichever is less, with a maximum of three claims per year. Excess buy back is available to reduce out-of-pocket expense on claims. Depreciation on total loss applies after the first six months of cover.

Who Should Consider This

1.

Drivers who value a global brand: SanlamAllianz combines the reach of the Sanlam and Allianz groups with local NAICOM regulation, which appeals to motorists who want the reassurance of an internationally backed insurer.
2.

Owners of higher-value vehicles: Owners who want flood protection as standard: With flood damage protection built into the comprehensive plan, the policy suits drivers in flood-prone parts of Lagos and other cities.
3.

Motorists who make occasional repair claims: The authorised repair benefit, capped per claim and limited to three claims a year, fits drivers who expect only a small number of repair events in a policy year.

nairaCompare Insight

SanlamAllianz's comprehensive motor plan is notable for spelling out terms that many insurers leave vague. The authorised repair limit, the three-claim annual frequency cap, and the depreciation that applies on total loss after six months are all stated upfront. For a careful buyer, this transparency makes it easier to understand exactly what you are covered for and where the limits sit.

The ₦150,000 combined medical benefit for all occupants and the inclusion of flood protection as standard make this a well-rounded plan for everyday private use. Use nairaCompare to weigh SanlamAllianz's stated limits against the broader own-damage and medical limits offered by Leadway and AIICO at a similar 5% premium rate.

About SanlamAllianz (Allianz Nigeria Insurance)

Allianz Nigeria Insurance Ltd, now operating as SanlamAllianz following the merger of the Sanlam and Allianz Africa businesses, is a privately held insurer licensed by NAICOM. The company underwrites life and non-life insurance including vehicle, home, life, and education cover, as well as a range of general business insurance products. It operates a head office in Lagos with branch offices in Ikeja, Yaba, Festac, Abuja, Port Harcourt, Ibadan, and Benin City.

CONTACT ADDRESS 307 Adeola Odeku Street, Victoria Island, Lagos

WEBSITE www.sanlamallianz.com.ng

PHONE NUMBER +234 1 462 2538

EMAIL ADDRESS hello@sanlamallianz.com.ng

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