leadway health

At A Glance

Leadway Assurance Company Ltd, one of Nigeria's largest and oldest insurers, offers a broad motor range covering full comprehensive protection, a wide set of third-party plans for private and commercial vehicles, and an enhanced Auto Base plan that adds own-damage cover. Leadway is recognised for its scale, claims record, and NAICOM regulation.

Compare Plan Benefits

Claims & Support

Report any incident to Leadway promptly and provide the documents requested. The comprehensive plan offers the widest cover against fire, theft, and other damage, plus third-party death, injury, and property damage. Third-party plans cover damages to other people's vehicles or property and bodily injury, with premiums and limits varying by vehicle type. Confirm your plan's limits before claiming.

How to Make a Claim

Notify Leadway promptly after an accident, theft, or fire incident
Complete a claim form and submit your policy details with photographs of the damage
For third-party claims, provide the third party's details and a police report where applicable
For theft or fire, submit a police report and proof of ownership
Confirm whether your plan covers own damage before authorising repairs
Contact Leadway customer support for repair authorisation and claim queries

Leadway Plans

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1.

Comprehensive Comprehensive Auto Cover (5% of car value per year): The widest cover against fire, theft, and other damage to your vehicle, plus legal liability for death, bodily injury, and damage to third-party vehicles or property. Benefits include accidental damage to your own vehicle, loss or damage by fire or theft, damage to another's property up to ₦3 million, accidental total and permanent disability cover for the insured up to ₦1,000,000, and medical expenses for the insured and other occupants up to ₦100,000 in the event of hospitalisation due to an accident.
2.

Third Party Private, All Vehicles (₦15,000 per year): Covers damage to the third party's vehicle or property up to ₦3 million and death or bodily injury to the third party.
3.

Third Party Private, On Goods (₦20,000 per year): As above with third-party vehicle or property cover up to ₦5 million.
4.

Third Party Private, Staff Bus (₦20,000 per year): Third-party vehicle or property cover up to ₦3 million and death or bodily injury to the third party. T
5.

Third Party Commercial, Trucks and General Cartage (₦100,000 per year) : Third-party vehicle or property cover up to ₦5 million and death or bodily injury to the third party.
6.

Third Party Commercial, Special Types (₦20,000 per year): Third-party vehicle or property cover up to ₦3 million and death or bodily injury to the third party.
7.

Third Party, Auto Base (₦30,000 per year): An enhanced third-party plan covering partial damage to your own vehicle up to ₦500,000, alongside third-party vehicle or property cover up to ₦3 million and death or bodily injury to the third party.

Who Should Consider This

1.

Commercial and fleet operators: Leadway's dedicated third-party plans for goods vehicles, staff buses, trucks, and special types make it a strong choice for businesses that need cover matched to specific vehicle uses.
2.

Drivers who want enhanced third-party cover: The Auto Base plan adds ₦500,000 of own-damage cover to standard third-party protection at a flat ₦30,000.
3.

Owners of higher-value private cars : The Comprehensive Auto Cover plan offers the widest protection with ₦100,000 medical cover and ₦1 million permanent disability cover.
4.

Drivers who value scale and claims reliability: Leadway's size and long claims record appeal to those who prioritise settlement confidence.

nairaCompare Insight

Leadway's motor strength lies in the breadth of its third-party range. Rather than a single third-party plan, Leadway prices cover specifically for private cars, goods vehicles, staff buses, trucks, and special types, which makes it one of the most practical insurers for commercial and mixed-use vehicle owners. The third-party property limit even rises to ₦5 million on certain goods and truck plans.

For private drivers, the Auto Base plan is a smart middle option, adding ₦500,000 of own-damage cover to standard third-party protection at a modest flat premium. For full protection, the Comprehensive Auto Cover plan adds permanent disability and accident medical cover. Compare Leadway's comprehensive limits and its Auto Base plan against AIICO's Enhanced Third Party tiers and NSIA's Advanced Third Party range on nairaCompare.

About Leadway Assurance Company Ltd

Leadway Assurance Company Ltd is one of Nigeria's foremost and largest insurers, established in 1970 by Sir Hassan O. Odukale and commencing operations in 1971 as a direct motor insurer. The company underwrites life, annuity, and general insurance, including motor, property, marine, travel, and engineering cover, and is recognised for its claims-handling reputation and technology-enabled processes. Leadway is regulated by NAICOM.

CONTACT ADDRESS 121/123 Funso Williams Avenue, Iponri, Surulere, Lagos

WEBSITE www.leadway.com

PHONE NUMBER +234 1 280 0700

EMAIL ADDRESS insure@leadway.com

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