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At A Glance

FIN Insurance Company Ltd offers motor cover across comprehensive and third-party options, including a third-party, fire and theft plan. A sister company to Cornerstone Insurance, FIN focuses on general and special-risks business and is regulated by NAICOM, providing essential motor protection that meets the statutory minimum and beyond.

Compare Plan Benefits

Claims & Support

Report any incident to FIN Insurance promptly and provide the documents requested. The comprehensive plan covers third-party liability alongside fire and theft, with riot, strike and civil commotion and flood cover included. Third-party property damage is covered above the ₦1 million statutory mark. Confirm the documents needed for your claim type before submitting.

How to Make a Claim

Notify FIN Insurance promptly after an accident, theft, or fire incident
Complete a claim form and submit your policy details with photographs of the damage
For third-party claims, provide the third party's details and a police report where applicable
For theft or fire, submit a police report and proof of ownership
Contact FIN Insurance customer support for repair authorisation and claim queries

FIN Insurance Plans

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1.

Comprehensive Insurance Policy (5% of car value per year) : Provides third-party cover together with fire and theft insurance. Riot, strike and civil commotion cover is included. Third-party property damage is covered above the ₦1 million statutory mark. Flood cover is included.
2.

Third-Party Insurance Policy (₦15,000 per year): The basic statutory cover. Covers bodily injury and property damage to members of the public.
3.

Third Party, Fire and Theft Insurance Policy : Adds cover for damage to your own vehicle due to fire or theft, alongside bodily injury and property damage to members of the public.

Who Should Consider This

1.

Cost-conscious drivers: The Third-Party Insurance Policy meets the legal requirement at a flat ₦15,000, making it a practical option for motorists who want compliant cover at the lowest cost.
2.

Drivers who want fire and theft protection: The Third Party, Fire and Theft plan adds own-vehicle fire and theft cover without the cost of full comprehensive insurance.
3.

Owners seeking comprehensive cover with riot and flood protection: The Comprehensive plan includes riot, strike and civil commotion and flood cover, suiting drivers in areas prone to these risks.

nairaCompare Insight

FIN Insurance's motor range covers the essential bases clearly, with the Comprehensive plan including riot, strike and civil commotion and flood cover as part of the package rather than as paid extras. For drivers in flood-prone or higher-risk urban areas, having these covers built in is a practical advantage.

As a general and special-risks insurer within the Cornerstone family, FIN offers dependable statutory and comprehensive cover, though its published benefit detail is lighter than some larger competitors. Use nairaCompare to compare FIN's comprehensive plan and its fire and theft option against Cornerstone, Custodian, and NSIA so you can confirm the limits that matter most before buying.

About FIN Insurance Company Ltd

FIN Insurance Company Ltd was incorporated in 1981, formerly known as Yankari Company Limited, and is registered with NAICOM as an insurer of general and special-risks business. The company is a subsidiary within the Cornerstone Insurance group and sells life assurance, takaful, and travel insurance through its sister company Cornerstone. FIN underwrites automobile, property, casualty, transportation, engineering, and energy insurance, with branches across Nigeria.

CONTACT ADDRESS Okoi Arikpo House, 5 Idowu Taylor Street, NUC Building, 1st Floor, Victoria Island, Lagos

WEBSITE www.finsurance.com.ng

PHONE NUMBER 08124409062

EMAIL ADDRESS finlegal@finsurance.com.ng

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