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At A Glance
AXA Mansard Insurance Plc offers a flexible range of motor products, from full comprehensive cover to a customisable plan and a basic third-party option, all backed by the global AXA Group. The range is built around generous third-party bodily injury limits of up to ₦60 million and the option to add or remove benefits to match your budget.
Compare Plan Benefits
Claims & Support
AXA Mansard's motor claims process is designed to put your vehicle back on the road quickly. Report the incident, provide the required documents, and the relevant benefit will apply up to the stated limit. On the AutoFlex plan many benefits are customisable, so confirm exactly which covers you selected at purchase before assuming a benefit applies.
How to Make a Claim
- Notify AXA Mansard promptly after an accident, theft, or fire incident
- Complete a claim form and submit your policy details with photographs of the damage
- For third-party claims, provide the third party's details and a police report where applicable
- On AutoFlex, confirm which optional benefits you selected before claiming
- For theft, provide a police report and proof of ownership
- Contact AXA Mansard customer support for repair authorisation and claim queries
AXA Mansard Plans
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1.Autoclassic (5% of car value per year) : Comprehensive cover including accidental damage, fire damage, third-party cover, and vehicle theft. Towing benefit is available as an add-on and medical expenses are covered up to ₦25,000. Optional covers include vehicle tracker, excess buyback, strike, riot and civil commotion, and flood.
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2.AutoPlus (5% of car value per year) : A fuller comprehensive plan with excess buy back, flood cover, and other extras included free. Third-party property damage up to ₦2,000,000 and third-party bodily injury and death up to ₦60 million. Theft, fire, and accidental damage are covered, with a free tracker for vehicles of ₦5 million and above. Strike, riot and civil commotion, towing, excess buyback, and flood, storm and tempest are included. Medical expenses up to ₦50,000, a replacement vehicle for 10 days available to all vehicles, permanent disability benefit up to ₦250,000, and a 5% no-claim bonus after two years.
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3.AutoFlex (5% of car value per year) : A customisable and flexible comprehensive policy that lets you reduce your premium by selecting only the covers you need. Third-party property damage up to ₦1,000,000 and third-party bodily injury and death up to ₦60 million are included. Theft, fire, accidental damage, free tracker, strike, riot and civil commotion, towing, excess buyback, flood, medical expenses, replacement vehicle, and permanent disability benefit are all customisable.
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4.Third Party AutoGo (₦15,000 private motor, ₦20,000 buses, ₦100,000 trucks per year): Basic statutory third-party cover. Third-party property damage up to ₦3 million and third-party bodily injury and death up to ₦60 million.
Who Should Consider This
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1.Drivers who want to control their premium: The AutoFlex plan lets you switch individual benefits on or off, which suits motorists who want comprehensive-style protection but need to manage the annual cost.
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2.Owners of mid to higher-value cars: AutoPlus, with a free tracker from ₦5 million sum insured, a 10-day replacement vehicle, and a permanent disability benefit, suits drivers who want a fuller package as standard.
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3.First-time and budget buyers: AutoGo meets the legal requirement with a high ₦60 million bodily injury limit at a flat ₦15,000 for private cars.
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4.Drivers who value brand reassurance: AXA Group backing appeals to those who prioritise claims confidence and financial stability.
nairaCompare Insight
AXA Mansard's clearest advantage in motor is the flexibility of its range. AutoFlex is genuinely unusual in the Nigerian market because it lets you build cover around your budget rather than accepting a fixed bundle, while AutoPlus packages the most popular benefits together with a free tracker and replacement vehicle. For drivers who find most comprehensive plans either too basic or too expensive, this middle ground is valuable.
The consistently high ₦60 million third-party bodily injury limit across the motor range is also worth noting, as it offers strong protection against the most financially serious claims. Compare AutoPlus and AutoFlex benefit-for-benefit against Leadway, AIICO, and Cornerstone on nairaCompare, paying attention to which benefits are included as standard versus chargeable as extras.
About AXA Mansard Insurance Plc
AXA Mansard Insurance Plc is a publicly listed Nigerian insurance company and a member of the global AXA Group. AXA Mansard has operated in Nigeria since 1989, is listed on the Nigerian Exchange Group, and is regulated by NAICOM. The company underwrites life and general insurance, including motor, and operates a nationwide service network with a 24-hour call centre.
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