About Access Bank Personal Loan

"Enable customers to empower their financial independence with this product. The features are: Flexibility to meet individual needs. Loan amount up to 75% of net annual salary (for applicants with terminal benefit). Loan amount up to 50% of net annual salary (for applicants without terminal benefit) Up to 36 months tenure. Credit life insurance."

Requirements for loan

• Utility bill (within the preceding 3 months)
• Bank Verification Number (BVN)
• Three (3) months stamped statement of account
• Signed post-dated cheques
• Two Individual external guarantors with proper means of identification such as BVN, four (4) passport photographs, Identity Cards and Letter of Intent to guarantee the loan.
• Valid ID – Driver’s ID, National ID or International passport.

States Covered