AIICO Money Market Fund

AIICO Capital

At A Glance

AIICO Money Market Fund (AMMF), managed by AIICO Capital, is a low-risk, open-ended money market fund focused on capital preservation and income. It invests in Treasury bills, commercial papers, and fixed deposits, delivering competitive yields between ~19–23% annually. The fund is rated A+(NG)(f) by GCR Ratings, and the AMMF team focuses on liquidity, yield stability, and transparent client access. 

 

 

Invesment Typemoney market fund
Risk LevelMedium
Fund ManagerAIICO Capital Limited
Yield - to -Date22.07%

Strategy & Asset Allocation

This Money Market Fund is designed to preserve capital and deliver steady income with minimal risk. It invests in high-quality, short-term instruments to ensure liquidity, safety, and competitive returns.

Asset Type
Amount (₦)
Treasury Bill
50% – Government-backed, low risk
25.4%
Fixed Deposits
47.9%
Commercial Papers
26.4%
Cash
0.30%

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Pros and Cons

Balanced for investors seeking safety and yield, the fund offers clear advantages and modest limitations:

Pros
Competitive yield (~19–23%) above benchmark. 
Capital preservation via high-grade, short-dated securities. 
24/7 online access and management. 
Flexible redemptions processed within five working days. 
Cons
Limited long-term growth potential. 
Yields fluctuate with market rates. 
Only quarterly dividend distributions. 
Concentrated in money market instruments. 

Fees & Charges 

This Money Market Fund is designed to preserve capital and deliver steady income with minimal risk. It invests in high-quality, short-term instruments to ensure liquidity, safety, and competitive returns.

Fee Type
Amount / Range
Management Fee
1.5% per annum
Early Redemption Penalty
Forfeit 0.05% of accrued interest if redeemed before 91 days

Who Should Consider This

This investment is ideal for people who want low-risk growth and easy access to their money.

  1. 1.
    Savers Looking to Earn More: Instead of leaving your money idle in a bank account, this helps it grow — with better returns than typical savings.
  2. 2.
    Short-Term Planners: Perfect if you're saving for something soon — like rent, school fees, or a business expense.
  3. 3.
    First-Time or Cautious Investors: If you're new to investing or just want to play it safe, this option offers stability and peace of mind.
  4. 4.
    Professionals with Idle Cash: Have spare funds sitting for a few months? This helps you make the most of that cash without locking it away.

nairaCompare Insight

With its A+(NG)(f) rating and focus on capital preservation, AMMF ranks among Nigeria’s more secure and high-yielding money market options—ideal for investors seeking better returns than traditional savings with liquidity. 

 

How to Get Started

Here’s how you can begin investing in the ARM Money Market Fund and earning returns:

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Fill Out Your Details

Complete a short application form with your personal and banking information.

Fund & Start Earning

Transfer your money securely and start earning returns — typically within 24–48 hours.

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FAQs - United Capital Stable Income Fund

We answered some questions, so you don't have to ask them

Is my money safe with AIICO?
Yes, your money is safe with AIICO Capital Investment Managers. The company is SEC-licensed with over 13,000 institutional and retail clients. The fund has an A+(NG)(f) rating and focuses on capital preservation through high-grade, short-dated securities.
How do I invest in the AIICO Money Market Fund?
You can invest through the nairaCompare platform. Click on the “Invest” button above, and you will be redirected to the provider’s site, which has detailed instructions on the fund’s requirements and methods.
Can I withdraw anytime?
Yes, the fund offers flexible redemptions processed within five working days. The fund provides 24/7 online access and management, though distributions are made quarterly.
How much do I need to start?
The minimum investment for this fund is only  ₦10,000.

About AIICO Capital Investment Managers

AIICO Capital Investment Managers is a SEC-licensed firm with a strong reputation in portfolio management. The company is a leading secure investment management firm in Nigeria, with over 13,000 institutional and retail clients spread across several industries. 

CONTACT ADDRESS

Plot 12, AIICO Plaza, Churchgate Street, Victoria Island, Lagos, Nigeria.

WEBSITE

https://www.aiicocapitalinvestmentmanager.com/contact/

PHONE NUMBER

09167429986

EMAIL ADDRESS

mail@aiicocapital.com

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