Afrinvest Plutus Fund (APF)

Afrinvest

At A Glance

Afrinvest Plutus Fund (APF), offered by Afrinvest Asset Management, is a low-risk money market fund investing exclusively in short-term, high-grade instruments (TBills, commercial papers, deposits). With a minimum ₦5,000 entry and quarterly dividends, it focuses on capital preservation with modest income. 

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Invesment Typefixed income fund
Risk LevelMedium
Fund ManagerVictoria Njimanze
Yield - to -Date19.17%

Strategy & Asset Allocation

This Money Market Fund is designed to preserve capital and deliver steady income with minimal risk. It invests in high-quality, short-term instruments to ensure liquidity, safety, and competitive returns.

Asset Type
Amount (₦)
Treasury Bill
100% in high-quality short-term securities (T-Bills, CPs, Fixed Deposits)

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Pros and Cons

Balanced for investors seeking safety and yield, the fund offers clear advantages and modest limitations:

Pros
Entry-level investment from ₦5,000 
Capital safety focus, backed by BBB+ assets 
Quarterly income distributions 
Accessible and liquid post-minimum holding (91 days)  
Cons
Limited overall return, tied to short-term yields 
91-day lock-in before withdrawals 
Market-dependent fluctuations 
Narrow asset scope 

Fees & Charges 

This Fixed Income Fund is designed to preserve capital and deliver steady income with minimal risk. It invests in high-quality, short-term instruments to ensure liquidity, safety, and competitive returns.

Fee Type
Amount / Range
Management Fee
1.5% per annum
Exit Fee
20% of accrued income if redeemed before minimum holding period

Who Should Consider This

This investment is ideal for people who want low-risk growth and easy access to their money.

  1. 1.
    Savers Looking to Earn More: Instead of leaving your money idle in a bank account, this helps it grow — with better returns than typical savings.
  2. 2.
    Short-Term Planners: Perfect if you're saving for something soon — like rent, school fees, or a business expense.
  3. 3.
    First-Time or Cautious Investors: If you're new to investing or just want to play it safe, this option offers stability and peace of mind.
  4. 4.
    Professionals with Idle Cash: Have spare funds sitting for a few months? This helps you make the most of that cash without locking it away.

nairaCompare Insight

APF stands out as a low-cost, low-barrier option for retail investors seeking a safe cash-holding vehicle with regular income and moderate yield. 

 

How to Get Started

Here’s how you can begin investing in the ARM Money Market Fund and earning returns:

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Complete a short application form with your personal and banking information.

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Transfer your money securely and start earning returns — typically within 24–48 hours.

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FAQs - Afrinvest Plutus Fund

We answered some questions, so you don't have to ask them

Is my money safe with Afrinvest?
Yes, your money is safe with Afrinvest Asset Management Limited. The company is SEC-licensed and regulated, with assets safeguarded by UBA Plc as custodian and Meristem Trustees Ltd as trustee. Afrinvest is a leading independent Fund/Portfolio Manager and part of Afrinvest West Africa Limited.
ow do I invest in the Afrinvest Plutus Fund?
You can invest through the nairaCompare platform. Simply click on the “Invest” button above and you will be redirected to the provider’s site; which has detailed instructions on the fund’s requirements and methods.
Can I withdraw anytime?
Yes, but there's a 91-day minimum holding period before withdrawals. After 91 days, redemptions are processed within five business days with no additional charges. You can add to your investment at any time during the holding period.
How much do I need to start?
The minimum investment is ₦5,000, though through the Optimus by Afrinvest app, you can start with as little as ₦100. This makes it one of Nigeria's most accessible money market funds.

About Afrinvest Asset Management

 Afrinvest Asset Management is part of Afrinvest Group, a respected SEC-regulated firm active since 1995 with a strong reputation in advisory and asset management . Managed by seasoned CIO Robert Omotunde, the company is active in six principal areas: investment banking, securities trading, asset management, trust services, consultancy, and technology

CONTACT ADDRESS

27 Gerrad Road,Ikoyi, Lagos State

WEBSITE

https://afrinvest.com/

PHONE NUMBER

+234 201 631 2940

EMAIL ADDRESS

Aaml@afrinvest.com

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