About Standbic IBTC Unsecured Loans

Our unsecured personal loan is medium to long term loans and gives you access to funds to meet your personal needs such as household equipment, Educational expenses, car maintenance, house rent at anytime with flexible payment plan. You must have been with your current employer for six months or longer. Your salary must be paid into an account held with us. You need to be permanently employed or be a contract worker at an approved company with valid contract terms. You have to be a Nigerian citizen with permanent residency. You should earn a minimum net monthly income of N20,000. Must be 21 years or older (but not older than 60 years on expiration of the facility). You must have a satisfactory credit bureau report.

Requirements for savings

• 6 months’ salary account bank statement
• Employment Letter
• Valid means of ID - a voter’s card, international passport or a driver's license
• One passport photograph

States Covered