No Dollars Accepted: What Everyone Travelling for Detty December Needs to Know

If you're planning to fly into Nigeria for Detty December 2025, you’re not alone. The concerts, weddings, nightlife, food, and endless reunions make December the liveliest time of the year.
But here’s the part many visitors don’t know until they land:

• You can no longer spend US dollars freely in Nigeria.
• Most hotels, restaurants, and transportation services now accept only naira.

Recent currency regulations have changed the rules, and if you're visiting from abroad, you’ll need to adjust how you plan, pay, and move around.

Here’s everything you need to know before you pack your bags — explained simply.

Why Dollars Are No Longer Accepted in Nigeria 

For years, USD was unofficially accepted for many local transactions — especially in Lagos. But the Central Bank of Nigeria (CBN) has now tightened foreign currency rules:

• Naira is the only legal tender for domestic transactions.

• Businesses can no longer collect payments in USD or any other foreign currency.

• Enforcement is now strict, especially in hotels and hospitality.

This policy aims to stabilise the naira and reduce heavy dependence on dollars.

Bottom line:
Bring your dollars, but only for exchange.
You can’t use them for everyday spending.

What This Means for Detty December Visitors 

Before You Travel 

Before arriving in Nigeria, exchange some of your dollars into naira or use reputable forex bureaus upon arrival. While US dollars remain valuable for exchange purposes, they can't be used for direct payments. Here's what to do: 

• Notify your home bank about your travel plans 

• Inquire about withdrawal limits and foreign transaction fees 

• Consider bringing both cash (for exchange) and cards for ATM withdrawals 

Where to Exchange Your Dollars in Nigeria

For currency exchange, avoid unofficial money changers offering tempting rates, especially at the airport. Instead, use central bank-authorized exchange bureaus or banks with dedicated forex desks like GTBank and Zenith Bank.

While bank rates might be slightly lower, they offer security and legitimacy. 

Digital Payment Alternatives 

The currency restrictions have accelerated digital payment adoption across Nigeria. 

Popular digital options include:

• Bank apps (GTBank, Zenith, Access, Stanbic)

• Fintech wallets like OPay, PalmPay, MoniePoint

• Naira debit cards

• Virtual naira accounts

Most restaurants, lounges, malls, and ride-hailing apps accept card or transfer payments.

Transportation During Detty December 

Ridesharing apps like Uber and Bolt remain the most convenient way to navigate Nigerian cities during Detty December. However, expect higher prices compared to other times of the year due to the unofficial "Detty December tax" that affects all services. These apps accept naira-linked payment cards and eliminate the need for cash transactions. 

Accommodation Considerations 

When booking accommodations, always ask detailed questions about payment policies. Many hotels and short-term rentals now require payment in naira, even if their rates are initially quoted in dollars. Confirm the following before booking: 

• Accepted payment methods 

• Currency conversion rates if paying with foreign cards 

• Any additional fees for foreign transactions 

Budget Planning for Detty December 

While a weak naira means your foreign currency stretches further, the economic crunch has created inflation, specifically during the December period. Hotels, short-lets, and services often implement significant price increases during this peak season. Set a realistic budget that accounts for: 

• Higher transportation costs 

• Premium pricing for events and concerts 
  
  
• Increased restaurant prices during the holiday season 

Banking and ATM Accessibility 

Nigerian ATMs dispense naira only, and many have daily withdrawal limits. Some tips: 

• Use ATMs connected to major banks for better reliability and security 

• Withdraw during business hours when cash is more likely to be available 
• Have a backup payment method in case ATMs are unavailable 

Security Tips for Visitors

The UK, US, and Canadian governments often update travel advisories during festive periods.
While Lagos, Abuja, and PH remain busy and safe for most tourists, stay alert:

• Avoid isolated areas late at night

• Use registered taxis or ride-hailing apps

• Keep your valuables close

• Register with your home embassy if staying long-term

Detty December Is Still Worth It

Currency regulations or not, December in Nigeria remains a magical, energetic, culture-filled season.
You’ll experience:

• Endless parties

• Weddings and concerts

• Beach outings

• Fashion, art, food

• Festivals and nightlife

• Family reunions

• Love, warmth, and pure chaos 

Come prepared, exchange your dollars the right way, and you'll enjoy every bit of it.

FAQ 

Can I pay for my hotel in dollars? Most hotels now require payment in naira, even if they quote prices in dollars. Check with your accommodation before arrival. 

Where can I exchange my dollars for the best rates? Authorized exchange bureaus and major banks offer the most secure options, though rates at banks might be slightly lower. 

Are credit cards widely accepted? Major establishments in cities accept cards, but always carry some cash for smaller vendors and emergencies. 

See Today’s Best Dollar → Naira Exchange Rates