About Sterling Bank Quick Loan (Specta)

"It can be accessed by Salaried and Non-Salaried individuals Salaried Individuals –. You can access a personal loan if your salary account is domiciled in any other Bank or with Sterling Bank. It is opened to all account holders in Nigeria. Non-Salaried Individuals – You can access a personal loan if you are self-employed, a business owner, a professional, a trader etc., with accounts in any other bank or with Sterling Bank."

Requirements for loan

• Three (3) months stamped statement of account
• Valid ID – Driver’s ID, National ID or International passport.
• Utility bill (within the preceding 3 months)
• Bank Verification Number (BVN)
• Two Individual external guarantors with proper means of identification such as BVN, four (4) passport photographs, Identity Cards and Letter of Intent to guarantee the loan.
• Signed post-dated cheques

States Covered