About Palm Pay Personal Loan

On Palm Pay, you can receive an instant loan within 5 minutes of approval. Also, you do not need any paperwork or collateral before borrowing. "1. You must be a Nigerian citizen living in Nigeria 2. Be at least 22 years old 3. Have a functioning phone to download the PalmPay app 4. Your credit score must be good and you must not have any pending loans to repay 5. Have an active bank account with BVN"

Requirements for loan

• Declaration of Outstanding Liabilities to other Banks and Individuals, if any
• Utility bill (within the preceding 3 months)
• Employment Letter
• Bank Verification Number (BVN)
• Valid ID – Driver’s ID, National ID or International passport.

States Covered