About Jaiz Bank Personal Loan

This is a consumer product loan created by Jaiz bank to enable its customers to gain basic household gadgets. These include refrigerators, television sets, laptops, etc. They purchase whatever product you identify and sell it to you at cost plus profit. After the acquisition of the product, they will then require you to make a monthly repayment from your salary for a period of 24 months. "Features Salary domiciliation Maximum tenor is 24 months (2 years) Attractive discount from the Bank’s approved vendors"

Requirements for loan

• Two Individual external guarantors with proper means of identification such as BVN, four (4) passport photographs, Identity Cards and Letter of Intent to guarantee the loan.
• Signed post-dated cheques
• Valid ID – Driver’s ID, National ID or International passport.
• Bank Verification Number (BVN)
• Utility bill (within the preceding 3 months)
• Three (3) months stamped statement of account

States Covered