ARM Money Market Fund (MMF)

ARM Investment Managers

At A Glance

The ARM Money Market Fund, managed by ARM Investment Managers (rated AA-(f) by Agusto & Co), is a low-risk, naira-denominated money market fund investing in short-term government and money market securities. Designed for capital preservation and liquidity, it currently offers ~18–22% annual returns, outperforming standard savings accounts.  

 

Invesment Typemoney market fund
Risk LevelMedium
Fund ManagerARM Investment Manager Ltd.
Yield - to -Date19.91%

Strategy & Asset Allocation

This Money Market Fund is designed to preserve capital and deliver steady income with minimal risk. It invests in high-quality, short-term instruments to ensure liquidity, safety, and competitive returns.

Asset Type
Amount (₦)
Treasury Bill
25% – 95% – Government-backed, low risk
Other Money Market Instruments
5% – 75%

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Pros and Cons

Investing in the FBN Money Market Fund has clear advantages and limitations:

Pros
High liquidity for short-term needs
Tax-efficient yields above typical savings rates 
Skilled fund management with strong credentials 
Low initial investment threshold (₦1,000) 
Cons
Limited capital growth—not suitable for long-term investments 
Quarterly distributions may delay income 
Sensitive to yield fluctuations in money markets 
Exclusively money market exposure 

Fees & Charges 

This Money Market Fund is designed to preserve capital and deliver steady income with minimal risk. It invests in high-quality, short-term instruments to ensure liquidity, safety, and competitive returns.

Fee Type
Amount / Range
Management Fee
1.5% of NAV annually

Who Should Consider This

This investment is ideal for people who want low-risk growth and easy access to their money.

  1. 1.
    Savers Looking to Earn More: Instead of leaving your money idle in a bank account, this helps it grow — with better returns than typical savings.
  2. 2.
    Short-Term Planners: Perfect if you're saving for something soon — like rent, school fees, or a business expense.
  3. 3.
    First-Time or Cautious Investors: If you're new to investing or just want to play it safe, this option offers stability and peace of mind.
  4. 4.
    Professionals with Idle Cash: Have spare funds sitting for a few months? This helps you make the most of that cash without locking it away.

nairaCompare Insight

ARM MMF is an excellent alternative to traditional savings by offering tax-free, superior returns in a liquid, low-risk vehicle, ideal for short-term goals and cash management. 

 

How to Get Started

Here’s how you can begin investing in the ARM Money Market Fund and earning returns:

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Fill Out Your Details

Complete a short application form with your personal and banking information.

Fund & Start Earning

Transfer your money securely and start earning returns — typically within 24–48 hours.

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FAQs - ARM Money Market Fund

We answered some questions, so you don't have to ask them

Is my money safe with ARM?
Yes, your money is secure with ARM Investment Managers. ARM has an AA-(f) rating from Agusto & Co (the highest rating for an asset management firm in Nigeria) and was named Best Fund Manager in Nigeria. The fund is regulated by the SEC with assets held by Citibank Nigeria Limited as custodian.
How do I invest in the ARM Money Market Fund?
You can invest through the nairaCompare platform. Simply click on the “Invest” button above and you will be redirected to the provider’s site; which has detailed instructions on the fund’s requirements and methods.
Can I withdraw anytime?
Yes, you can redeem your investment anytime with no penalties. The fund offers high liquidity with redemptions processed within a few working days. You can also redeem funds online through their platform.
How much do I need to start?
The minimum initial investment is just ₦1,000, with subsequent investments of ₦1,000 or more. This makes ARM MMF one of the most accessible money market funds in Nigeria.
How much do I need to start?
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About ARM Investment Manager Ltd

ARM has an AA rating by Agusto & Co., (the highest rating for an asset management firm in Nigeria) and was named the Best Fund Manager in Nigeria and Investment Company of the year by Capital Finance International and Investor Magazine. The company offers a mix of traditional and alternative investments, including equities, fixed income, cash, and real estate. With over 20 years of experience, they serve a broad client base backed by strong research and advisory expertise. Their services span traditional asset management and specialised investments.

CONTACT ADDRESS

1 Mekunwen Road, Ikoyi, Lagos

WEBSITE

https://arm-money.co

PHONE NUMBER

3939923233

EMAIL ADDRESS

prov@arm-money.co

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