PACAM Fixed Income Fund

PAC Asset Management

At A Glance

The PACAM Fixed Income Fund, managed by PAC Asset Management Limited, is a medium-risk, open-ended naira-denominated investment fund that invests primarily in fixed income securities such as government and corporate debt instruments. The fund aims to generate a steady income while preserving capital, with returns of 0.14% earned and dividends distributed annually 

Invesment Typefixed income fund
Risk LevelMedium
Fund ManagerPAC Asset Management Limited
Yield - to -Date0.14%

Strategy & Asset Allocation

The PACAM Fixed Income Fund invests primarily in fixed income securities to generate stable returns.

Asset Type
Amount (₦)
Treasury Bills
25% – 95% – Government-backed, low risk
Other Permissible Investments
0% – 30%
Corporate Bonds
10% – 60%

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Pros and Cons

Balanced for investors seeking safety and yield, the fund offers clear advantages and modest limitations:

Pros
 Low minimum investment starting from ₦5,000 
Diversified fixed-income portfolio
 Flexible investment options, allowing top-ups and rollovers 
 Early termination permitted, offering liquidity 
Cons
Medium risk profile, higher risk than money market funds 
Returns depend on interest rate movements
Processing time of about 48 hours for withdrawals
 Dividend paid annually, which may delay income realisation 

Fees & Charges 

This Fixed Income Fund is designed to preserve capital and deliver steady income with minimal risk. It invests in high-quality, short-term instruments to ensure liquidity, safety, and competitive returns.

Fee Type
Amount / Range
Management Fee
1.00% per annum

Who Should Consider This

This investment is ideal for people who want low-risk growth and easy access to their money.

  1. 1.
    Savers Looking to Earn More: Instead of leaving your money idle in a bank account, this helps it grow — with better returns than typical savings.
  2. 2.
    Short-Term Planners: Perfect if you're saving for something soon — like rent, school fees, or a business expense.
  3. 3.
    First-Time or Cautious Investors: If you're new to investing or just want to play it safe, this option offers stability and peace of mind.
  4. 4.
    Professionals with Idle Cash: Have spare funds sitting for a few months? This helps you make the most of that cash without locking it away.

nairaCompare Insight

PACAM Fixed Income Fund combines accessibility, flexibility, and attractive yield with swift execution—making it a compelling option for retail and mid-level investors seeking secure income on short-term investments. 

 

How to Get Started

Here’s how you can begin investing in the PACAM Money Market Fund and earning returns:

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Fill Out Your Details

Complete a short application form with your personal and banking information.

Fund & Start Earning

Transfer your money securely and start earning returns — typically within 24–48 hours.

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FAQs - PACAM Fixed Income Fund

We answered some questions, so you don't have to ask them

Is my money safe with the PACAM Fixed Income Fund?
The fund is managed by PAC Asset Management Limited, a regulated investment manager. The portfolio focuses on fixed income instruments, which are generally considered moderate-risk investments.
How do I invest in the PACAM Fixed Income Fund?
You can invest by completing an investment application and funding your account. Once the minimum investment of ₦5,000 is received, your units will be allocated.
Can I withdraw my investment anytime?
Yes. The fund allows early termination, and redemption requests are typically processed within 48 hours.
How much do I need to start investing?
The minimum investment amount is ₦5,000, while the maximum investment amount is ₦1,000,000,000.
How do investors earn returns?
Investors earn interest daily, and dividends are distributed annually based on the performance of the fund.

About PAC Asset Management Limited

PAC Asset Management Limited is an integrated asset management firm providing a range of mutual funds and diverse asset classes designed to meet the unique needs of its clients. The company also offers wealth management services for high-net-worth individuals, focusing on long-term goals and estate planning. The company is licensed and regulated by the Securities & Exchange Commission (SEC), and operates as a Funds and Portfolio Manager in Nigeria. 

CONTACT ADDRESS

Plot 8A, Elsie Femi Pearse Street, Off Adeola Odeku, Victoria Island, Lagos.

WEBSITE

https://www.pacassetmanagement.com/

PHONE NUMBER

+234 811 111 1006

EMAIL ADDRESS

info@pacassetmanagement.com

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