PACAM Balanced Fund – Moderate Risk Growth & Income

Strategy & Asset Allocation

The PACAM Balanced Fund invests in a diversified mix of assets to balance growth and stability.

Asset Type

Amount (₦)

Equities (Listed Nigerian Stocks)

40% – 70% – Growth through capital appreciation

Fixed Income Securities (Bonds, Treasury Bills)

30% – 60% – Stability and income

Other Permissible Investments

0% – 10% – Diversification

Pros and Cons

Balanced for investors seeking safety and yield, the fund offers clear advantages and modest limitations:

Pros

Balanced mix of equities and fixed income

Strong returns (~17%+) above inflation

Low minimum investment (₦5,000)

High liquidity with ~24-hour processing

Flexible options: top-up, roll-over, early withdrawal

Suitable for both new and experienced investors

Cons

Returns can fluctuate with market conditions

Lower upside than aggressive equity funds

No guaranteed or fixed returns

Dividend payouts depend on fund performance

The maximum investment cap may limit large investors

Smaller fund size may impact stability perception

Fees & Charges

This Fund aims to deliver capital growth and long-term returns for investors.

Fee Type

Amount / Range

Management Fee

Who Should Consider This

This investment is ideal for people who want low-risk growth and easy access to their money.

1.

Growth-Oriented Investors: Suitable for those looking to grow wealth without taking extreme risk.
2.

Medium-Risk Investors: Want a mix of growth and stability
3.

Short- to Long-Term Planners: Suitable for both short and extended investment horizons
4.

Flexible Investors: Need easy entry, top-ups, and quick liquidity

nairaCompare Insight

PACAM Balanced Fund is ideal for investors seeking a balance between steady income and capital growth, with flexibility and a lower entry barrier compared to many balanced funds.

How to Get Started

Here’s how you can begin investing in the PACAM Money Market Fund and earning returns:

Choose an Investment

Browse and compare available investment products from top providers.

Fill Out Your Details

Complete a short application form with your personal and banking information.

Fund & Start Earning

Transfer your money securely and start earning returns — typically within 24–48 hours.

FAQs – PACAM Balanced Fund

We answered some questions, so you don't have to ask them

Is my money safe with the PACAM Balanced Fund?

The fund is managed by PAC Asset Management and regulated by the SEC. It is diversified across asset classes, but as a medium-risk fund, returns can fluctuate.

Can I withdraw my investment anytime?

Yes, withdrawals are allowed. The fund is open-ended, and requests are typically processed within about 24 hours.

How much do I need to start investing?

The minimum investment starts from ₦5,000, making it highly accessible.

How are returns distributed?

Returns are earned daily, and dividends are typically paid annually, depending on fund performance.

How are returns distributed?

Returns are earned daily, and dividends are typically paid annually, depending on fund performance.