PACAM Balanced Fund

PAC Asset Management

At A Glance

 The PACAM Balanced Fund is a medium-risk, mixed-investment fund that combines equities and fixed-income instruments to deliver both capital growth and steady income. With a YTD return of 17.53%, the fund offers a strong balance between growth and stability, making it ideal for investors who want better returns than fixed income without taking full equity risk. 

Invesment Typebalanced fund
Risk LevelMedium
Fund ManagerPAC ASSET MANAGEMENT
Yield - to -Date17.53%

Strategy & Asset Allocation

The PACAM Balanced Fund invests in a diversified mix of assets to balance growth and stability.

Asset Type
Amount (₦)
Equities (Listed Nigerian Stocks)
40% – 70% – Growth through capital appreciation
Fixed Income Securities (Bonds, Treasury Bills)
30% – 60% – Stability and income
Other Permissible Investments
0% – 10% – Diversification

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Pros and Cons

Balanced for investors seeking safety and yield, the fund offers clear advantages and modest limitations:

Pros
Balanced mix of equities and fixed income 
Strong returns (~17%+) above inflation 
 Low minimum investment (₦5,000) 
 High liquidity with ~24-hour processing 
Flexible options: top-up, roll-over, early withdrawal 
 Suitable for both new and experienced investors 
Cons
 Returns can fluctuate with market conditions 
Lower upside than aggressive equity funds 
 No guaranteed or fixed returns 
Dividend payouts depend on fund performance 
 The maximum investment cap may limit large investors 
Smaller fund size may impact stability perception 

Fees & Charges 

This Fund aims to deliver capital growth and long-term returns for investors.

Fee Type
Amount / Range
Management Fee
1%

Who Should Consider This

This investment is ideal for people who want low-risk growth and easy access to their money.

  1. 1.
    Growth-Oriented Investors: Suitable for those looking to grow wealth without taking extreme risk.
  2. 2.
    Medium-Risk Investors: Want a mix of growth and stability
  3. 3.
    Short- to Long-Term Planners: Suitable for both short and extended investment horizons
  4. 4.
    Flexible Investors: Need easy entry, top-ups, and quick liquidity

nairaCompare Insight

 PACAM Balanced Fund is ideal for investors seeking a balance between steady income and capital growth, with flexibility and a lower entry barrier compared to many balanced funds. 

 

How to Get Started

Here’s how you can begin investing in the PACAM Money Market Fund and earning returns:

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Transfer your money securely and start earning returns — typically within 24–48 hours.

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FAQs – PACAM Balanced Fund

We answered some questions, so you don't have to ask them

Is my money safe with the PACAM Balanced Fund?
The fund is managed by PAC Asset Management and regulated by the SEC. It is diversified across asset classes, but as a medium-risk fund, returns can fluctuate.
Can I withdraw my investment anytime?
Yes, withdrawals are allowed. The fund is open-ended, and requests are typically processed within about 24 hours.
How much do I need to start investing?
The minimum investment starts from ₦5,000, making it highly accessible.
How are returns distributed?
Returns are earned daily, and dividends are typically paid annually, depending on fund performance.
How are returns distributed?
Returns are earned daily, and dividends are typically paid annually, depending on fund performance.

About PAC Asset Management Limited

PAC Asset Management Limited is an integrated asset management firm providing a range of mutual funds and diverse asset classes designed to meet the unique needs of its clients. The company also offers wealth management services for high-net-worth individuals, focusing on long-term goals and estate planning. The company is licensed and regulated by the Securities & Exchange Commission (SEC), and operates as a Funds and Portfolio Manager in Nigeria. 

CONTACT ADDRESS

Plot 8A, Elsie Femi Pearse Street, Off Adeola Odeku, Victoria Island, Lagos.

WEBSITE

https://www.pacassetmanagement.com/

PHONE NUMBER

+234 811 111 1006

EMAIL ADDRESS

info@pacassetmanagement.com

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