ARM Discovery Balanced Fund

ARM Investment Managers

At A Glance

 The ARM Discovery Balanced Fund is a medium-risk, multi-asset investment fund designed to deliver long-term capital growth with some stability. It combines equities (for growth) and fixed income instruments (for stability), making it ideal for investors looking to grow wealth while managing risk. With a YTD return of 17.4%, the fund targets long-term goals like education, property, and wealth transfer. 

Invesment Typebalanced fund
Risk LevelMedium
Fund ManagerARM Investment Managers
Yield - to -Date17.4%

Strategy & Asset Allocation

The ARM Discovery Balanced Fund invests in a diversified mix of assets to balance risk and return.

Asset Type
Amount (₦)
Equities (Listed Nigerian Stocks)
40% – 70% – Growth through capital appreciation
Fixed Income Securities (Bonds, Treasury Bills)
30% – 60% – Stability and income
Other Permissible Investments
0% – 10% – Diversification

Investment Calculator

Please note that whatever you calculate is just an estimation

₦
View Investment Summary

Pros and Cons

Balanced for investors seeking safety and yield, the fund offers clear advantages and modest limitations:

Pros
 Balanced mix of growth and stability 
 Strong returns (~17%+) above inflation 
Diversified across equities and fixed income
Lower volatility than pure equity funds
Flexible options: top-up, roll-over, early withdrawal
Accessible minimum investment (₦10,000)
Cons
Returns fluctuate with market conditions
 Lower upside than aggressive equity funds 
 No guaranteed or fixed returns 
 Dividend payouts depend on fund performance 
Management fees (1.5%) reduce net returns 

Fees & Charges 

This fund maintains a simple and transparent fee structure.

Fee Type
Amount / Range
Management Fee
1.5%

Who Should Consider This

This investment is ideal for people who want low-risk growth and easy access to their money.

  1. 1.
    Diversified Investors: Looking for a mix of growth and stability in one fund
  2. 2.
    Long-Term Planners: Saving for goals like education, property, or legacy
  3. 3.
    Moderate-Risk Investors: Want higher returns than fixed income without full equity risk
  4. 4.
    Step-Up Investors: Moving from MMFs/fixed income into growth investments

nairaCompare Insight

The ARM Discovery Balanced Fund is ideal for investors seeking a middle ground between safety and growth, combining equity upside with fixed income stability for consistent long-term returns.

 

How to Get Started

Here’s how you can begin investing in the United Capital Stable Income Fund and earning returns:

Choose an Investment

Browse and compare available investment products from top providers.

Fill Out Your Details

Complete a short application form with your personal and banking information.

Fund & Start Earning

Transfer your money securely and start earning returns — typically within 24–48 hours.

See Other Similar Products

Below are carefully selected alternatives for you:

View all products

FAQs – ARM Discovery Balanced Fund

We answered some questions, so you don't have to ask them

Is my money safe with the ARM Discovery Balanced Fund?
The fund is managed by ARM Investment Managers and regulated by the SEC. It balances equities and fixed income, but as a medium-risk fund, returns can fluctuate.
How do I invest in the ARM Discovery Balanced Fund?
You can invest through platforms like nairaCompare or directly with ARM. Simply register, complete your details, and fund your investment.
Can I withdraw my investment anytime?
Yes, withdrawals are allowed. The fund is open-ended, and requests are typically processed within about 48 hours.
How much do I need to start investing?
The minimum investment starts from ₦10,000, making it accessible for most investors.
How are returns distributed?
Returns come from capital appreciation and dividends, with dividends typically paid annually based on fund performance.

About ARM Investment Manager Ltd

ARM has an AA rating by Agusto & Co. (the highest rating for an asset management firm in Nigeria) and was named the Best Fund Manager in Nigeria and Investment Company of the year by Capital Finance International and Investor Magazine. The company offers a mix of traditional and alternative investments, including equities, fixed income, cash, and real estate. With over 20 years of experience, they serve a broad client base backed by strong research and advisory expertise. Their services span traditional asset management and specialised investments.

CONTACT ADDRESS

1 Mekunwen Road, Ikoyi, Lagos

WEBSITE

https://arm-money.co

PHONE NUMBER

3939923233

EMAIL ADDRESS

invest@first-assetmanagement.com

Subscribe For Financial Tips and Offers!

Sign up for our newsletter to get the best offers, expert advice, and more!

By continuing, you agree to our Terms & Conditions and Privacy Policy.