ARM Discovery Balanced Fund – Growth & Stability Investment

Strategy & Asset Allocation

The ARM Discovery Balanced Fund invests in a diversified mix of assets to balance risk and return.

Asset Type

Amount (₦)

Equities (Listed Nigerian Stocks)

40% – 70% – Growth through capital appreciation

Fixed Income Securities (Bonds, Treasury Bills)

30% – 60% – Stability and income

Other Permissible Investments

0% – 10% – Diversification

Pros and Cons

Balanced for investors seeking safety and yield, the fund offers clear advantages and modest limitations:

Pros

Balanced mix of growth and stability

Strong returns (~17%+) above inflation

Diversified across equities and fixed income

Lower volatility than pure equity funds

Flexible options: top-up, roll-over, early withdrawal

Accessible minimum investment (₦10,000)

Cons

Returns fluctuate with market conditions

Lower upside than aggressive equity funds

No guaranteed or fixed returns

Dividend payouts depend on fund performance

Management fees (1.5%) reduce net returns

Fees & Charges

This fund maintains a simple and transparent fee structure.

Fee Type

Amount / Range

Management Fee

1.5%

Who Should Consider This

This investment is ideal for people who want low-risk growth and easy access to their money.

1.

Diversified Investors: Looking for a mix of growth and stability in one fund
2.

Long-Term Planners: Saving for goals like education, property, or legacy
3.

Moderate-Risk Investors: Want higher returns than fixed income without full equity risk
4.

Step-Up Investors: Moving from MMFs/fixed income into growth investments

nairaCompare Insight

The ARM Discovery Balanced Fund is ideal for investors seeking a middle ground between safety and growth, combining equity upside with fixed income stability for consistent long-term returns.

How to Get Started

Here’s how you can begin investing in the United Capital Stable Income Fund and earning returns:

Choose an Investment

Browse and compare available investment products from top providers.

Fill Out Your Details

Complete a short application form with your personal and banking information.

Fund & Start Earning

Transfer your money securely and start earning returns — typically within 24–48 hours.

FAQs – ARM Discovery Balanced Fund

We answered some questions, so you don't have to ask them

Is my money safe with the ARM Discovery Balanced Fund?

The fund is managed by ARM Investment Managers and regulated by the SEC. It balances equities and fixed income, but as a medium-risk fund, returns can fluctuate.

How do I invest in the ARM Discovery Balanced Fund?

You can invest through platforms like nairaCompare or directly with ARM. Simply register, complete your details, and fund your investment.

Can I withdraw my investment anytime?

Yes, withdrawals are allowed. The fund is open-ended, and requests are typically processed within about 48 hours.

How much do I need to start investing?

The minimum investment starts from ₦10,000, making it accessible for most investors.

How are returns distributed?

Returns come from capital appreciation and dividends, with dividends typically paid annually based on fund performance.