AIICO Balanced Fund (ABF)

AIICO Capital

At A Glance

The AIICO Balanced Fund is a medium-risk investment fund that invests in a diversified mix of equities, bonds, and money market instruments. It is designed to deliver a balance of steady income and long-term capital appreciation, making it suitable for investors who want growth without taking on full equity risk. The fund has a yield-to -date of 11.39%

 

 

Invesment Typebalanced fund
Risk LevelMedium
Fund ManagerAIICO Money Market Fund
Yield - to -Date11.39%

Strategy & Asset Allocation

The AIICO Balanced Fund invests across multiple asset classes to balance risk and return.

Asset Type
Amount (₦)
Equities (Listed Nigerian Stocks)
40% – 70% – Growth through capital appreciation
Fixed Income Securities (Bonds)
20% – 50% – Stable income generation
Money Market Instruments
10% – 30% – Liquidity and capital preservation

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Pros and Cons

Balanced for investors seeking safety and yield, the fund offers clear advantages and modest limitations:

Pros
Balanced mix of equities, bonds, and money market assets 
Provides both income and capital growth 
Moderate risk compared to pure equity funds 
Flexible options: top-up, roll-over, early withdrawal 
Accessible entry point (₦50,000 minimum) 
 Diversified across multiple asset classes 
Cons
Returns can fluctuate with market conditions
Lower upside compared to aggressive equity funds 
 No guaranteed or fixed returns 
Fees (management + commission) reduce net returns 
Dividend payouts depend on fund performance 

Fees & Charges 

This fund maintains a simple and transparent fee structure.

Fee Type
Amount / Range
Management Fee
1.5% per annum
Commission
1%

Who Should Consider This

This investment is ideal for individuals seeking balanced growth with moderate risk exposure.

  1. 1.
    Savers Looking to Earn More: People who want a mix of growth and stability
  2. 2.
    Long-Term Planners: Saving for goals like education, property, or wealth building
  3. 3.
    Diversified Investors: Looking for exposure across multiple asset classes
  4. 4.
    Step-Up Investors: Moving from MMFs into higher-return investments

nairaCompare Insight

 AIICO Balanced Fund is ideal for investors seeking a middle ground between low-risk savings and high-risk equities, combining steady income with growth potential through diversification. 

 

How to Get Started

Here’s how you can begin investing in the AIICO Money Market Fund and earning returns:

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Complete a short application form with your personal and banking information.

Fund & Start Earning

Transfer your money securely and start earning returns — typically within 24–48 hours.

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FAQs – AIICO Balanced Fund

We answered some questions, so you don't have to ask them

Is my money safe with the AIICO Balanced Fund?
The fund is managed by AIICO Capital and regulated by the SEC. It is diversified across assets, but as a medium-risk fund, returns can fluctuate.
How do I invest in the AIICO Balanced Fund?
You can invest through platforms like nairaCompare or directly with AIICO. Simply register, complete your details, and fund your investment.
Can I withdraw my investment anytime?
Yes, withdrawals are allowed, including partial withdrawals. Requests are typically processed within about 48 hours, though a small penalty may apply.
How much do I need to start investing?
The minimum investment starts from ₦50,000, with additional top-ups from ₦5,000.
How are returns distributed?
Returns come from capital appreciation, dividends, and interest income, and may be paid or reinvested periodically based on fund performance.

About AIICO Capital Investment Managers

AIICO Capital Investment Managers is a SEC-licensed firm with a strong reputation in portfolio management. The company is a leading secure investment management firm in Nigeria, with over 13,000 institutional and retail clients spread across several industries. 

CONTACT ADDRESS

Plot 12, AIICO Plaza, Churchgate Street, Victoria Island, Lagos, Nigeria.

WEBSITE

https://www.aiicocapitalinvestmentmanager.com/contact/

PHONE NUMBER

09167429986

EMAIL ADDRESS

mail@aiicocapital.com

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