United Capital Money Market Fund

United Capital Asset Mgt.

At A Glance

The United Capital Money Market Fund, managed by United Capital Asset Management, is a low-risk, open-ended, naira-denominated fund that invests in high-quality short-term instruments such as Treasury Bills and commercial papers. It is designed for capital preservation, liquidity, and steady income, with recent returns around ~20–22% depending on market interest rates. 

 

Invesment Typemoney market fund
Risk LevelMedium
Fund ManagerUNION TRUSTEES/UCAML MONEY MARKET FUND
Yield - to -Date15.84%

Strategy & Asset Allocation

This Money Market Fund is designed to preserve capital and deliver steady income with minimal risk. It invests in high-quality short-term instruments to ensure liquidity, safety, and competitive returns.

Asset Type
Amount (₦)
Treasury Bill
50% – Government-backed, low risk
Other Money Market Instruments
5% – 75% SEC-approved short-term instruments

Investment Calculator

Please note that whatever you calculate is just an estimation

₦
View Investment Summary

Pros and Cons

Balanced for investors seeking safety and yield, the fund offers clear advantages and modest limitations:

Pros
High liquidity for short-term financial needs
Competitive yields compared to traditional savings accounts 
 Skilled fund management with strong credentials  
Low minimum investment threshold (around ₦1,000)
Cons
 Limited capital growth—not suitable for long-term investments  
 Returns fluctuate with changes in money market interest rates 
Primarily focused on short-term instruments, limiting diversification
Returns may decline during periods of falling interest rates

Fees & Charges 

This Money Market Fund is designed to preserve capital and deliver steady income with minimal risk. It invests in high-quality, short-term instruments to ensure liquidity, safety, and competitive returns.

Fee Type
Amount / Range
Management Fee
1.5% of NAV annually

Who Should Consider This

This investment is ideal for people who want low-risk growth and easy access to their money.

  1. 1.
    Savers Looking to Earn More: Instead of leaving your money idle in a bank account, this helps it grow — with better returns than typical savings.
  2. 2.
    Short-Term Planners: Perfect if you're saving for something soon — like rent, school fees, or a business expense.
  3. 3.
    First-Time or Cautious Investors: If you're new to investing or just want to play it safe, this option offers stability and peace of mind.
  4. 4.
    Professionals with Idle Cash: Have spare funds sitting for a few months? This helps you make the most of that cash without locking it away.

nairaCompare Insight

United Capital Money Market Fund is ideal for investors seeking stable returns with low risk, offering yields that are typically higher than traditional savings accounts. The fund focuses on high-quality short-term money market instruments, providing capital preservation, liquidity, and steady income.

 

How to Get Started

Here’s how you can begin investing in the United Capital Stable Income Fund and earning returns:

Choose an Investment

Browse and compare available investment products from top providers.

Fill Out Your Details

Complete a short application form with your personal and banking information.

Fund & Start Earning

Transfer your money securely and start earning returns — typically within 24–48 hours.

See Other Similar Products

Below are carefully selected alternatives for you:

View all products

FAQs - United Capital Money Market Fund

We answered some questions, so you don't have to ask them

Is my money safe with United Capital?
Yes, United Capital Asset Management (UCAM) is a leading fund manager in Nigeria, managing over ₦1 trillion in assets. They're a wholly-owned subsidiary of United Capital Plc, a pan-African financial services group, and are SEC-licensed and regulated.
How do I invest in the United Capital Money Market Fund?
You can invest through the nairaCompare platform. Simply click on the “Invest” button above and you will be redirected to the provider’s site; which has detailed instructions on the fund’s requirements and methods.
Can I withdraw anytime?
Yes, you can redeem your investment anytime with no penalties. The fund offers high liquidity with redemptions processed within a few working days. You can also redeem funds online through their platform.
How much do I need to start?
To invest in the United Capital Money Market Fund, the minimum investment amount is typically ₦5,000. Investors can add more funds later through additional subscriptions or top-ups to grow their investment over time.

About United Capital Asset Management

UCAM is a leading fund manager in Nigeria, managing over N1 trillion in assets and operating nine mutual funds, along with various separately managed portfolios. They are a wholly owned subsidiary of United Capital Plc, a pan-African financial services group. UCAM provides asset management services to both private and institutional investors across Nigeria and Africa, offering services like portfolio and fund management, mutual funds, and investment advisory.

CONTACT ADDRESS

3rd and 4th Floor, Afriland Towers, 97/105 Broad Street, Lagos.

WEBSITE

https://unitedcapitalplcgroup.com/money-market-fund/

PHONE NUMBER

07000INVEST (07000468378)

EMAIL ADDRESS

customerservice@unitedcapitalplcgroup.com

Subscribe For Financial Tips and Offers!

Sign up for our newsletter to get the best offers, expert advice, and more!

By continuing, you agree to our Terms & Conditions and Privacy Policy.