United Capital Equity Fund – High Returns & How to Invest

Strategy & Asset Allocation

The United Capital Equity Fund invests primarily in listed Nigerian equities, focusing on fundamentally strong companies to drive long-term growth.

Asset Type

Amount (₦)

Large-Cap Equities (Blue-Chip Stocks)

60% – 90% , stable, high-performing companies

Other Listed Equities

10% – 40%, Additional diversification and growth opportunities

Pros and Cons

Balanced for investors seeking safety and yield, the fund offers clear advantages and modest limitations:

Pros

Strong long-term capital growth potential

High YTD returns (~29%) outperform many funds

Invests in fundamentally strong Nigerian companies

Returns compounded through reinvested dividends

Open-ended with flexible entry and exit

Managed by an experienced asset manager

Cons

High risk with potential for capital loss

Returns can be volatile with market fluctuations

No top-up or roll-over flexibility

Not suitable for short-term financial goals

No guaranteed or fixed returns

Performance depends on stock market conditions

Fees & Charges

The United Capital Equity Fund invests primarily in listed Nigerian equities, focusing on fundamentally strong companies to drive long-term growth.

Fee Type

Amount / Range

Management Fee

1.5% per annum of NAV

Who Should Consider This

This investment is ideal for individuals seeking high returns over the long term and who can tolerate market volatility.

1.

High-Risk Investors: Suitable for those comfortable with market fluctuations in pursuit of higher returns
2.

Long-Term Investors: Best for individuals who can invest for 1 year or more without needing immediate access to funds.
3.

Growth-Focused Investors:: Ideal for those looking to maximise capital appreciation from equities.
4.

Experienced Investors: : Suitable for investors familiar with market cycles and willing to ride out short-term volatility for long-term gains.

nairaCompare Insight

The United Capital Equity Fund is ideal for investors seeking higher returns than fixed income and money market funds, with a strong appetite for risk and a long-term investment outlook. It suits individuals looking to maximize capital growth through exposure to top Nigerian equities, while accepting market volatility.

How to Get Started

Here’s how you can begin investing in the United Capital Stable Income Fund and earning returns:

Choose an Investment

Browse and compare available investment products from top providers.

Fill Out Your Details

Complete a short application form with your personal and banking information.

Fund & Start Earning

Transfer your money securely and start earning returns — typically within 24–48 hours.

FAQs – United Capital Equity Fund

We answered some questions, so you don't have to ask them

Is my money safe with the United Capital Equity Fund?

The fund is managed by United Capital Asset Management and regulated by the SEC. However, as a high-risk equity fund, returns can fluctuate and capital is not guaranteed.

How do I invest in the United Capital Equity Fund?

You can invest through platforms like nairaCompare or directly with United Capital. Simply register, complete your details, and fund your investment.

Can I withdraw my investment anytime?

Yes, withdrawals are allowed. The fund is open-ended, and requests are typically processed within about 48 hours.

How much do I need to start investing?

The minimum investment starts from ₦10,000 (100 units at ₦100 each).

How are returns distributed?

Returns are earned daily and typically reinvested annually, helping your investment grow through compounding.