United Capital Equity Fund

United Capital Asset Mgt.

At A Glance

At a Glance 

The United Capital Equity Fund is a high-risk, growth-focused mutual fund that invests in quoted equities on the Nigerian Exchange (NGX). It is designed to deliver strong long-term capital appreciation and income, making it ideal for investors who can tolerate market volatility. With a YTD return of up to 38%, the fund targets investors seeking significant returns over the medium to long term. 

 

Invesment Typeequity fund
Risk LevelMedium
Fund ManagerUTL/UCAML EQUITY FUND ACCOUNT
Yield - to -Date38.93%

Strategy & Asset Allocation

The United Capital Equity Fund invests primarily in listed Nigerian equities, focusing on fundamentally strong companies to drive long-term growth.

Asset Type
Amount (₦)
Large-Cap Equities (Blue-Chip Stocks)
60% – 90% , stable, high-performing companies
Other Listed Equities
10% – 40%, Additional diversification and growth opportunities

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Pros and Cons

Balanced for investors seeking safety and yield, the fund offers clear advantages and modest limitations:

Pros
 Strong long-term capital growth potential 
 High YTD returns (~29%) outperform many funds 
 Invests in fundamentally strong Nigerian companies 
Returns compounded through reinvested dividends 
 Open-ended with flexible entry and exit 
 Managed by an experienced asset manager 
Cons
 High risk with potential for capital loss 
 Returns can be volatile with market fluctuations 
 No top-up or roll-over flexibility 
 Not suitable for short-term financial goals 
 No guaranteed or fixed returns 
 Performance depends on stock market conditions 

Fees & Charges 

The United Capital Equity Fund invests primarily in listed Nigerian equities, focusing on fundamentally strong companies to drive long-term growth.

Fee Type
Amount / Range
Management Fee
1.5% per annum of NAV

Who Should Consider This

This investment is ideal for individuals seeking high returns over the long term and who can tolerate market volatility.

  1. 1.
    High-Risk Investors: Suitable for those comfortable with market fluctuations in pursuit of higher returns
  2. 2.
    Long-Term Investors: Best for individuals who can invest for 1 year or more without needing immediate access to funds.
  3. 3.
    Growth-Focused Investors:: Ideal for those looking to maximise capital appreciation from equities.
  4. 4.
    Experienced Investors: : Suitable for investors familiar with market cycles and willing to ride out short-term volatility for long-term gains.

nairaCompare Insight

 The United Capital Equity Fund is ideal for investors seeking higher returns than fixed income and money market funds, with a strong appetite for risk and a long-term investment outlook. It suits individuals looking to maximize capital growth through exposure to top Nigerian equities, while accepting market volatility. 

 

How to Get Started

Here’s how you can begin investing in the United Capital Stable Income Fund and earning returns:

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Fill Out Your Details

Complete a short application form with your personal and banking information.

Fund & Start Earning

Transfer your money securely and start earning returns — typically within 24–48 hours.

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FAQs – United Capital Equity Fund

We answered some questions, so you don't have to ask them

Is my money safe with the United Capital Equity Fund?
The fund is managed by United Capital Asset Management and regulated by the SEC. However, as a high-risk equity fund, returns can fluctuate and capital is not guaranteed.
How do I invest in the United Capital Equity Fund?
You can invest through platforms like nairaCompare or directly with United Capital. Simply register, complete your details, and fund your investment.
Can I withdraw my investment anytime?
Yes, withdrawals are allowed. The fund is open-ended, and requests are typically processed within about 48 hours.
How much do I need to start investing?
The minimum investment starts from ₦10,000 (100 units at ₦100 each).
How are returns distributed?
Returns are earned daily and typically reinvested annually, helping your investment grow through compounding.

About United Capital Asset Management

UCAM is a leading fund manager in Nigeria, managing over N1 trillion in assets and operating nine mutual funds, along with various separately managed portfolios. They are a wholly owned subsidiary of United Capital Plc, a pan-African financial services group. UCAM provides asset management services to both private and institutional investors across Nigeria and Africa, offering services like portfolio and fund management, mutual funds, and investment advisory.

CONTACT ADDRESS

3rd and 4th Floor, Afriland Towers, 97/105 Broad Street, Lagos.

WEBSITE

https://unitedcapitalplcgroup.com/stable-income-fund/

PHONE NUMBER

07000INVEST (07000468378)

EMAIL ADDRESS

customerservice@unitedcapitalplcgroup.com

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