Stanbic IBTC Balanced Fund

STANBIC IBTC ASSET MANAGEMENT

At A Glance

Played by Stanbic IBTC Asset Management (part of Standard Bank Group), the Balanced Fund is a moderate-risk hybrid investment allocating 40–60% to equities and 40–60% to fixed income/money markets. It aims for stable capital appreciation with moderate income, with blended returns around 8% YTD. 

 

 

Invesment Typebalanced fund
Risk LevelMedium
Fund ManagerStanbic IBTC Asset Management
Yield - to -Date9.86%

Strategy & Asset Allocation

This Money Market Fund is designed to preserve capital and deliver steady income with minimal risk. It invests in high-quality, short-term instruments to ensure liquidity, safety, and competitive returns.

Asset Type
Amount (₦)
Equity
At least 40%
Fixed Income Instruments
At least 20%
Money Market Instruments
Up to 60%
Other Money Market Instruments
10% – To maintain liquidity flexibility
10% – To maintain liquidity flexibility

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Pros and Cons

Balanced for investors seeking safety and yield, the fund offers clear advantages and modest limitations:

Pros
Well-diversified across equities and fixed-income 
Convenient online access via app and web 
Flexible entry from ₦5,000, open-ended with rollovers 
Moderate volatility, suitable for mid-term goals 
Cons
Lower upside compared to equity-heavy funds  
Possible early withdrawal charges (20% income wipe within 91 days) 
Dependent on market cycles 
Equity exposure may outpace risk tolerance  

Fees & Charges 

This Money Market Fund is designed to preserve capital and deliver steady income with minimal risk. It invests in high-quality, short-term instruments to ensure liquidity, safety, and competitive returns.

Fee Type
Amount / Range
Management Fee
1.00% per annum

Who Should Consider This

This investment is ideal for people who want low-risk growth and easy access to their money.

  1. 1.
    Savers Looking to Earn More: Instead of leaving your money idle in a bank account, this helps it grow — with better returns than typical savings.
  2. 2.
    Short-Term Planners: Perfect if you're saving for something soon — like rent, school fees, or a business expense.
  3. 3.
    First-Time or Cautious Investors: If you're new to investing or just want to play it safe, this option offers stability and peace of mind.
  4. 4.
    Professionals with Idle Cash: Have spare funds sitting for a few months? This helps you make the most of that cash without locking it away.

nairaCompare Insight

This fund suits investors seeking gradual growth with balanced risk—ideal for longer-term savings or goal-based investing without the extremes of equity volatility. 

 

How to Get Started

Here’s how you can begin investing in the ARM Money Market Fund and earning returns:

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Fill Out Your Details

Complete a short application form with your personal and banking information.

Fund & Start Earning

Transfer your money securely and start earning returns — typically within 24–48 hours.

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FAQs - Stanbic IBTC Balanced Fund

We answered some questions, so you don't have to ask them

Is my money safe with Stanbic IBTC?
Yes, Stanbic IBTC Asset Management is rated AAA nationally by Fitch and is part of the Standard Bank Group. They employ global-standard investment practices with digital platforms and multi-asset expertise.
How do I invest in the Stanbic IBTC Balanced Fund?
You can invest through the nairaCompare platform. Click on the “Invest” button above and you will be redirected to the provider’s site, which has detailed instructions on the fund’s requirements and methods.
Can I withdraw anytime?
Yes, but there may be early withdrawal charges (20% income reduction) within 91 days of subscription. After 91 days, withdrawals are processed without penalties.
How much do I need to start?
The minimum investment is ₦5,000, making it accessible for retail investors. The fund is open-ended with rollover options and convenient online access.

About Stanbic IBTC Asset Management

Stanbic IBTC Asset Management is a Fitch-rated AAA national financial powerhouse, leveraging global-standard investment from first-tier banks. They employ digital platforms, wealth advisors, and multi-asset expertise to manage diversified portfolios aligned with investor goals . 

CONTACT ADDRESS

Stanbic IBTC Towers, Walter Carrington Crescent, Victoria Island, Lagos

WEBSITE

https://www.stanbicibtcfundsmanagement.com/invest-now-k84xe3w8

PHONE NUMBER

7074687303

EMAIL ADDRESS

assetmanagement@stanbicibtc.com

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