What is SendApp by Flutterwave?

SendApp by Flutterwave is a leading International Money Transfer Operator (IMTO) designed to bridge distances and strengthen connections through fast, secure, and affordable cross-border transactions. Founded on the belief that sending money is more than a transaction—it’s an act of love and support—SendApp empowers individuals to send funds to family, friends, and businesses across 35+ countries in Africa, Europe, the UK, the US, and beyond.

Mission & Core Services

● Mission: Simplify global remittances while fostering emotional connections. SendApp ensures your money reaches loved ones swiftly, whether for school fees, medical bills, or celebrations.

● Global Reach: Operates in key corridors like the US to Nigeria, UK to Ghana, and EU to Kenya, with support for multiple currencies and payout methods (bank deposits, mobile wallets, cash pickup).

● User-Centric Design: Built for the African diaspora, SendApp combines vibrant cultural aesthetics with intuitive functionality, making it accessible for both tech-savvy users and first-time senders.

Who Owns and Operates SendApp by Flutterwave?

SendApp is a flagship product of Flutterwave, Africa’s largest payment technology company, founded in 2016 by CEO Olugbenga “GB” Agboola. Recognized as a fintech unicorn, Flutterwave processes billions in transactions annually and holds partnerships with global giants like Microsoft and Acquired.com to enhance security and scalability.

Leadership & Partnerships

● Strategic Collaborations: Partnered with Acquired.com to optimize card payment processing for EU/UK users and with MainStreet Bank to expand US coverage to 49 states.

● Regulatory Compliance: Adheres to PCI-DSS Level 1, ISO 27001, and AML/KYC standards, ensuring trust and compliance with global regulators like FinCEN.

How Does SendApp by Flutterwave Work?

Sending money with SendApp takes just four steps:

1. Sign Up: Create an account via email or mobile app.

2. Verify Identity: Complete KYC checks for security.

3. Send Money: Choose a payout method (bank, mobile wallet, or cash pickup).

4. Track Transfers: Monitor status in real time.

What Are the Fees and Exchange Rates?

Transparent Pricing

● Low Flat Fees: Send up to $20,000 for a fixed fee, avoiding hidden charges.

● Competitive Exchange Rates: Real-time FX rates updated daily, aligned with market benchmarks.

How Fast Are Transfers with SendApp?

● Instant Transfers: 90% of transactions complete within minutes.

● Same-Day Payouts: Available for mobile wallets and cash pickup in most countries.

Factors Affecting Speed

● Recipient Country Regulations: Compliance checks may add 1–2 hours.

● Payment Method: Card payments process faster than bank transfers.

Is SendApp Secure and Regulated?

Security Features

● End-to-End Encryption: Protects data with PCI-DSS Level 1 certification.

● 2FA & Fraud Detection: Prevents unauthorized access and suspicious activity.

Regulatory Compliance

● Licensed under FCA (UK), FinCEN (US), and Central Bank of Nigeria.

● Regular audits ensure adherence to AML/KYC protocols.

Which Countries and Payment Methods Are Supported?

Global Coverage

● Send From: US, UK, Canada, 20+ EU nations, and select African countries.

● Receive In: Nigeria, Ghana, Kenya, Senegal, and 30+ others.

Popular Corridors

● US → Nigeria

● UK → Kenya

● EU → Ghana

Payment Options

● Debit/Credit Cards

● Bank Transfers

● Mobile Money (M-Pesa, MTN)

● Apple Pay/Google Pay.