UBA Personal Loan
United Bank For Africa
About UBA Personal Loan
"The UBA Personal Loan product is designed to support customers in meeting their lifelong dreams. With this product, you can cover medical bills, make home improvements, give your side hustle a little boost, pay for training to improve yourself, and do so much more! Convenient repayment period of 60 months Attractive interest rate (the interest rate will be on floating terms subject to changes in money market conditions, for the period of the loan) One-off management fee of 1% Maximum loan amount of N30million Minimum loan amount of N100,000 Access up to 50% of your debt service ratio(DSR)" Submit a completed loan application form with supporting documents at any branch Execute an offer letter detailing the loan terms and requirements, following loan approval Loan will be disbursed into salary account domiciled with the Bank."
Requirements for loan
- Utility bill (within the preceding 3 months)
- Signed post-dated cheques
- Valid ID – Driver’s ID, National ID or International passport.
- Two Individual external guarantors with proper means of identification such as BVN, four (4) passport photographs, Identity Cards and Letter of Intent to guarantee the loan.
- Bank Verification Number (BVN)
- Three (3) months stamped statement of account
States Covered
Provider Details
About provider
UBA has 70 years of providing uninterrupted banking operations, dating back to 1949 when the British and French Bank Limited (BFB) commenced business in Nigeria. BFB was a subsidiary of Banque Nationale de Credit (BNCI), Paris, which transformed its London branch into a separate subsidiary called the British and French Bank, with shares held by Banque Nationale de Credit and two British investment firms, S.G. Warburg and Company and Robert Benson and Company.
About UBA Personal Loan
"The UBA Personal Loan product is designed to support customers in meeting their lifelong dreams. With this product, you can cover medical bills, make home improvements, give your side hustle a little boost, pay for training to improve yourself, and do so much more! Convenient repayment period of 60 months Attractive interest rate (the interest rate will be on floating terms subject to changes in money market conditions, for the period of the loan) One-off management fee of 1% Maximum loan amount of N30million Minimum loan amount of N100,000 Access up to 50% of your debt service ratio(DSR)" Submit a completed loan application form with supporting documents at any branch Execute an offer letter detailing the loan terms and requirements, following loan approval Loan will be disbursed into salary account domiciled with the Bank."
Requirements for loan
- Utility bill (within the preceding 3 months)
- Signed post-dated cheques
- Valid ID – Driver’s ID, National ID or International passport.
- Two Individual external guarantors with proper means of identification such as BVN, four (4) passport photographs, Identity Cards and Letter of Intent to guarantee the loan.
- Bank Verification Number (BVN)
- Three (3) months stamped statement of account
States Covered
Provider Details
About provider
UBA has 70 years of providing uninterrupted banking operations, dating back to 1949 when the British and French Bank Limited (BFB) commenced business in Nigeria. BFB was a subsidiary of Banque Nationale de Credit (BNCI), Paris, which transformed its London branch into a separate subsidiary called the British and French Bank, with shares held by Banque Nationale de Credit and two British investment firms, S.G. Warburg and Company and Robert Benson and Company.
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