About Firmus Personal Loan

Elegibility: Salary Earner & business owner. Firmus Bank Current Account opening – N8,000.00 (Non Refundable) Execution of Firmus Loan application forms Provision of guarantor to guarantee the loan facility (Execution of Firmus Guarantor(s)) Pprovision of collateral(where applicable) KYC pictures on Applicant and Guarantors Addresses (Home and Office) Valid ID and Work ID for both applicant and guarantor.(NIN and Intl Passport Compulsory) Utility Bill for both applicant and guarantor. Provision of 2 active statement of account from applicant (salary account compulsory) Provision of 2 active statement of account from guarantor(s) Activation of NIBSS and remita on all active accounts provided by the applicant Activation of NIBSS and remita on all active accounts provided by the guarantors Execution of Offer letter. verification of collateral provided. A payment of ₦3,000 is required for a credit score check to determine loan eligibility.

Requirements for loan

• 6 months pay slips
• Most recent utility bill of residence.
• Bank Verification Number (BVN)
• Employment / Confirmation Letter / Last Promotion Letter
• Valid means of identification (Int'l passport, Driver’s license, National ID, Voter’s card)

States Covered