About FIRMUS OVERDRAFT LOAN

Existing customers that have banked with Firmus for at least 3 months Open to Firmus Current and Savings account holders (business and salary earners. REQUIREMENTS Execution of Firmus loan application forms Execution of Firmus Guarantor form KYC pictures on Applicant and Guarantors Addresses (Home and Office). Valid ID and Work ID for both applicant and guarantor.(NIN and Intl Passport Compulsory) Utility Bill for both applicant and guarantors. Complete CAC documents(Certificate, Memorandum of Association, form CAC7, form CAC 2) for Business owners. Provision of active statement of accounts from applicant Provision of active statement of account from guarantor(s) Activation of NIBSS and remita on active accounts provided by the applicant Activation of NIBSS and remita on active accounts provided by the guarantors Provision of cheques for repayment from both applicant and guarantor"

Requirements for loan

• Statement of account for a minimum of 6 months and pay slips covering an equivalent period for salary earning guarantors
• 1 guarantor (valid id ,1 passport, house utility)
• Statement of account for a minimum of 6 months and pay slips covering an equivalent period for salary earning borrowers
• CAC documents (form 2 and 7)
• Recent Passport Photograph
• Work ID (for salaried individuals only)
• Valid means of ID - a voter’s card, international passport or a driver's license
• Proof of residential address (utility bills, tenancy agreement)
• 2 recent passport photographs of guarantor(s)
• Utility bill of guarantor(s)
• Copy of official ID cards of the guarantor

States Covered