PACAM Money Market Fund

Strategy & Asset Allocation

This Money Market Fund is designed to preserve capital and deliver steady income with minimal risk. It invests in high-quality, short-term instruments to ensure liquidity, safety, and competitive returns.

Asset Type

Amount (₦)

Treasury Bill

Not available

Commercial Papers

Not available

Bank Placements

Not available

Pros and Cons

Balanced for investors seeking safety and yield, the fund offers clear advantages and modest limitations:

Pros

Strong yield (~19.4% YTD) in current rate environment. 

Low entry point (₦5,000) and broad accessibility.

Tenor flexibility with top-up and rollover options.

Rapid 48-hour redemption processing.

Cons

Moderate risk compared to ultra-safe alternatives.

Newer fund with limited performance history.

1% management fee slightly above some peers.

Short track record; future trends still emerging.

Fees & Charges

Fee Type

Amount / Range

Management Fee

1.00% per annum

Who Should Consider This

This investment is ideal for people who want low-risk growth and easy access to their money.

1.

Savers Looking to Earn More: Instead of leaving your money idle in a bank account, this helps it grow — with better returns than typical savings.
2.

Short-Term Planners: Perfect if you're saving for something soon — like rent, school fees, or a business expense.
3.

First-Time or Cautious Investors: If you're new to investing or just want to play it safe, this option offers stability and peace of mind.
4.

Professionals with Idle Cash: Have spare funds sitting for a few months? This helps you make the most of that cash without locking it away.

nairaCompare Insight

PACAM MMF combines accessibility, flexibility, and attractive yield with swift execution—making it a compelling option for retail and mid-level investors seeking secure income on short-term investments.

How to Get Started

Here’s how you can begin investing in the PACAM Money Market Fund and earning returns:

Choose an Investment

Browse and compare available investment products from top providers.

Fill Out Your Details

Complete a short application form with your personal and banking information.

Fund & Start Earning

Transfer your money securely and start earning returns — typically within 24–48 hours.

FAQs - United Capital Stable Income Fund

We answered some questions, so you don't have to ask them

Is my money safe with PAC Asset Management?

Yes, the company is licensed by the Securities & Exchange Commission (SEC) as a funds/portfolio manager and is a subsidiary of PanAfrican Capital Holdings Limited. They won multiple awards, including "Best Equity Fund in Nigeria 2020" and "Asset Management Firm of the Year – Nigeria 2021"

How do I invest in the PACAM Money Market Fund?

You can invest through the nairaCompare platform. Click on the “Invest” button above and you will be redirected to the provider’s site, which has detailed instructions on the fund’s requirements and methods.

Can I withdraw anytime?

Yes, PACAM offers rapid 48-hour redemption processing. The fund provides tenor flexibility with top-up and rollover options, making it accessible for both short-term and medium-term investment needs.

How much do I need to start?

The minimum investment is ₦5,000, making it accessible for retail and mid-level investors. The fund has a 1% management fee and offers broad accessibility with flexible investment options.