United Capital Sukuk Fund

United Capital Asset Mgt.

At A Glance

The United Capital Sukuk Fund, managed by United Capital Asset Management, is a medium-risk, open-ended Shari’ah-compliant fixed income fund that invests in Islamic financial instruments such as Sukuk and other Shari’ah-compliant securities. The fund aims to provide stable and competitive halal returns while preserving capital, with a current yield-to-date of about 9.9%.

 

Invesment Typefixed income fund
Risk LevelMedium
Fund ManagerUnited Capital Asset Management
Yield - to -Date9.66%

Strategy & Asset Allocation

The United Capital Sukuk Fund invests in Shari’ah-compliant securities to generate halal returns while preserving capital.

Asset Type
Amount (₦)
Sukuk (Islamic Bonds)
40% – 80%
Shari’ah-Compliant Money Market Instruments
10% – 40%
Other Permissible Investments
0% – 20%

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Pros and Cons

Balanced for investors seeking safety and yield, the fund offers clear advantages and modest limitations:

Pros
Shari’ah-compliant investment structure aligned with Islamic finance principles
 Competitive returns with a current 9.9% yield-to-date 
Low entry point starting from ₦10,000
 Top-ups and rollovers permitted for flexible investing 
Diversified Sukuk and compliant fixed income portfolio 
Cons
 Medium risk profile, higher risk than money market funds 
 No early termination permitted, limiting liquidity 
 Returns depend on the performance of Shari’ah-compliant securities
 No rollover option available 
Minimum investment tenor of 3 months, which may limit very short-term liquidity 

Fees & Charges 

The United Capital Sukuk Fund invests in Shari’ah-compliant instruments designed to deliver steady returns while adhering to Islamic finance principles.

Fee Type
Amount / Range
Transaction Fee
1%

Who Should Consider This

This investment is ideal for people who want low-risk growth and easy access to their money.

  1. 1.
    Savers Looking to Earn More: Instead of leaving your money idle in a bank account, this helps it grow — with better returns than typical savings.
  2. 2.
    Short-Term Planners: Perfect if you're saving for something soon — like rent, school fees, or a business expense.
  3. 3.
    First-Time or Cautious Investors: If you're new to investing or just want to play it safe, this option offers stability and peace of mind.
  4. 4.
    Professionals with Idle Cash: Have spare funds sitting for a few months? This helps you make the most of that cash without locking it away.

nairaCompare Insight

The United Capital Sukuk Fund is suitable for investors seeking Shari’ah-compliant returns with moderate risk. By investing in Sukuk and other Islamic financial instruments, the fund offers a way to earn halal income while preserving capital over the medium term.

 

 

How to Get Started

Here’s how you can begin investing in the United Capital Stable Income Fund and earning returns:

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Complete a short application form with your personal and banking information.

Fund & Start Earning

Transfer your money securely and start earning returns — typically within 24–48 hours.

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FAQs - United Capital Sukuk Fund

We answered some questions, so you don't have to ask them

Is the United Capital Sukuk Fund Shari’ah-compliant?
Yes. The fund invests only in Shari’ah-compliant securities and financial instruments, ensuring all investments follow Islamic finance principles.
How do I invest in the United Capital Sukuk Fund?
You can invest by completing an investment application through an authorised platform. Once your minimum investment of ₦10,000 is funded, your investment will be processed.
Can I withdraw my investment anytime?
The fund typically requires a minimum investment period of 3 months, and early termination is not permitted.
How much do I need to start investing?
The minimum investment amount is ₦10,000, while the maximum investment amount is ₦1,000,000,000.
How do investors earn returns?
Returns are earned daily based on prevailing market rates, and accrued profits are added to the principal annually.

About United Capital Fixed Income Fund

UCAM is a leading fund manager in Nigeria, managing over N1 trillion in assets and operating nine mutual funds, along with various separately managed portfolios. They are a wholly owned subsidiary of United Capital Plc, a pan-African financial services group. UCAM provides asset management services to both private and institutional investors across Nigeria and Africa, offering services like portfolio and fund management, mutual funds, and investment advisory.

CONTACT ADDRESS

3rd and 4th Floor, Afriland Towers, 97/105 Broad Street, Lagos.

WEBSITE

https://unitedcapitalplcgroup.com/fixed-income-fund/

PHONE NUMBER

07000INVEST (07000468378)

EMAIL ADDRESS

customerservice@unitedcapitalplcgroup.com

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