United Capital Sukuk Fund – Returns, Halal Investment & Fund Details

Strategy & Asset Allocation

The United Capital Sukuk Fund invests in Shari’ah-compliant securities to generate halal returns while preserving capital.

Asset Type

Amount (₦)

Sukuk (Islamic Bonds)

40% – 80%

Shari’ah-Compliant Money Market Instruments

10% – 40%

Other Permissible Investments

0% – 20%

Pros and Cons

Balanced for investors seeking safety and yield, the fund offers clear advantages and modest limitations:

Pros

Shari’ah-compliant investment structure aligned with Islamic finance principles

Competitive returns with a current 9.9% yield-to-date

Low entry point starting from ₦10,000

Top-ups and rollovers permitted for flexible investing

Diversified Sukuk and compliant fixed income portfolio

Cons

Medium risk profile, higher risk than money market funds

No early termination permitted, limiting liquidity

Returns depend on the performance of Shari’ah-compliant securities

No rollover option available

Minimum investment tenor of 3 months, which may limit very short-term liquidity

Fees & Charges

The United Capital Sukuk Fund invests in Shari’ah-compliant instruments designed to deliver steady returns while adhering to Islamic finance principles.

Fee Type

Amount / Range

Transaction Fee

Who Should Consider This

This investment is ideal for people who want low-risk growth and easy access to their money.

1.

Savers Looking to Earn More: Instead of leaving your money idle in a bank account, this helps it grow — with better returns than typical savings.
2.

Short-Term Planners: Perfect if you're saving for something soon — like rent, school fees, or a business expense.
3.

First-Time or Cautious Investors: If you're new to investing or just want to play it safe, this option offers stability and peace of mind.
4.

Professionals with Idle Cash: Have spare funds sitting for a few months? This helps you make the most of that cash without locking it away.

nairaCompare Insight

The United Capital Sukuk Fund is suitable for investors seeking Shari’ah-compliant returns with moderate risk. By investing in Sukuk and other Islamic financial instruments, the fund offers a way to earn halal income while preserving capital over the medium term.

How to Get Started

Here’s how you can begin investing in the United Capital Stable Income Fund and earning returns:

Choose an Investment

Browse and compare available investment products from top providers.

Fill Out Your Details

Complete a short application form with your personal and banking information.

Fund & Start Earning

Transfer your money securely and start earning returns — typically within 24–48 hours.

FAQs - United Capital Sukuk Fund

We answered some questions, so you don't have to ask them

Is the United Capital Sukuk Fund Shari’ah-compliant?

Yes. The fund invests only in Shari’ah-compliant securities and financial instruments, ensuring all investments follow Islamic finance principles.

How do I invest in the United Capital Sukuk Fund?

You can invest by completing an investment application through an authorised platform. Once your minimum investment of ₦10,000 is funded, your investment will be processed.

Can I withdraw my investment anytime?

The fund typically requires a minimum investment period of 3 months, and early termination is not permitted.

How much do I need to start investing?

The minimum investment amount is ₦10,000, while the maximum investment amount is ₦1,000,000,000.

How do investors earn returns?

Returns are earned daily based on prevailing market rates, and accrued profits are added to the principal annually.