Saving on Valentine’s Day can be hard. This is because you’re tempted to show how much you care about someone, by splurging on expensive gifts and gestures. You can however enjoy a special celebration without breaking the bank. If you’re a salary earner who is committed to building their savings this year, here are some tips to help you do right by your partner and your savings account:
Have a heartfelt dinner at home.
You don’t need to burn through your savings to have that extravagant Valentine’s Day dinner. There are a lot of pre-made choices at food stores that are not difficult to put together. You can set the right tone in your home by making it a candlelight dinner with your partner’s favourite song playing in the background.
Begin a custom.
Start a tradition that you and your partner can do consistently on Valentine’s Day. For instance, you can make Valentine’s Day a ‘No Social Media’ Day where you and your partner give each other undivided attention. You can also explore revisiting where you first met or organize an in-house treasure hunt.
The aim is to find something meaningful and cost-effective. Once these two rules are met, you’re good to go.
Make your own gifts
Instead of buying something from a store, maximize your savings by making a gift for your partner or loved one. This could include homemade cards, jewelry or other crafts. You can also bake treats together as a fun activity that will also save you money.
Have a picnic.
If your partner loves spending time outdoors, pack up a picnic lunch or dinner and find a romantic spot that’s free or low-cost. The beach is a perfect example of a great outdoor spot. This is much more affordable than going out to eat and gives you the opportunity to spend quality time with each other without denting your savings.
Create a home theatre.
Chances are high that you and your partner will want to watch a movie. Skip the cinema and create your own cinema experience at home. You can purchase affordable movie theatre snacks or opt for homemade snacks. Go the extra mile to set out blankets, candles and pillows. Your partner will appreciate the effort and your savings will be intact.
Shopping online can be cheaper than shopping in stores because there are often discounts available that aren’t advertised in-store. Also, if you shop early enough, you may be able to take advantage of free shipping offers which will further reduce costs.
Take advantage of free activities
There are plenty of free activities that you can do together such as watching the sunset at the beach or having breakfast in bed. These activities don’t cost anything but can be just as romantic as expensive outings!
No matter how you choose to celebrate Valentine’s Day with your loved one, remember that it’s not about how much money you spend but rather about spending quality time together and expressing your love and appreciation for each other. With some careful planning and creative ideas, you can have an enjoyable and affordable Valentine’s Day without digging a hole in your savings.
Denying yourself some luxuries can be tough at the moment. However, saving money is an important part of financial security and stability. It’s a great way to build wealth over time, and it can provide peace of mind in the event of an emergency.
If you haven’t started your savings journey, search through our list of providers now and find the perfect fit for you!