Looking for a reliable financial solution to cover your immediate expenses or fund a significant purchase? Keystone Bank, a leading financial institution in Nigeria, presents an array of financial products and services tailored to meet the diverse needs of its customers. In this guide, we'll delve into the specifics of the Keystone Bank personal loan, addressing all your pressing inquiries about Keystone bank personal loans, from eligibility criteria to the Keystone bank code and loan disbursement methods.
Keystone Bank is a full-service commercial bank currently owned by Sigma Golf Riverbank Consortium. It was granted a banking license in 2011, by the Central Bank of Nigeria (CBN) after it assumed the deposit liabilities and certain other liabilities and assets of former Bank PHB.
With Keystone Personal Loans, employees can access up to N10 million subject to their monthly income. The loan has a payback period of up to 36 months.
Keystone Personal Loans are unsecured loans that you can use for any purpose, such as debt consolidation, home improvement, medical expenses, education, or travel.
The minimum amount you can borrow with KeystonePersonalLoansisN100,000 while the maximum amount is N10 million. Loan amounts depend on factors like your income, creditworthiness, and repayment capacity.
The loan tenure or repayment period for a Keystone Personal Loan is 12 months.
Keystone Personal Loans are offered at a monthly interest rate of 3%.
You do not need collateral to secure a Keystone Personal Loan. Loans are given based on your creditworthiness and ability to repay.
Eligibility criteria may include factors such as age, income level, employment status, and credit history. Meeting these criteria is essential to qualify for a Keystone Personal Loan.
You must also have a steady source of income and a low debt-to-income ratio.
The Keystone Bank code is *7111#.
Loan approval times range from minutes to about 24 hours from when the loan application was submitted.
The required documents can include proof of identity, proof of income, bank statements, and other documents that verify your financial standing.
Loan disbursement typically is in the form of a lump sum directly deposited into your bank account.
You can make payments for a Keystone Personal Loan by direct deposit, via the app, or by automatic withdrawal from your bank account.
You’re free to choose the payment method that is most convenient for you. You can also pay more than the minimum amount or pay off your loan early without any penalty.
1. Click on ‘Keystone Bank’
2. Read through the information on the product page to get more details about the product.
3. Click on ‘Apply’ to begin the application process.
4. Fill in your personal details.
5. Submit your application form for review and processing.
6. After successfully reviewing your application, you will receive an email notification confirming your application.
Before applying for a loan, it is important to compare options in order to select a loan that’s best suited to your needs and circumstance. nairaCompare has a wide range of loan options you can compare and choose from.
Visit nairaCompare and start comparing the Keystone bank personal loans to loans from other trusted providers!
The Keystone Personal Loan requires the borrower to domicile their salary account with the bank.
Visit nairaCompare to learn more about the Keystone Personal Loan as well as other loans and investment options.
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