Are you looking to grow your wealth but unsure where to start? Nigeria’s financial landscape in 2025 offers beginner-friendly investment platforms designed to help everyday Nigerians take their first steps in building wealth. From stocks and bonds to mutual funds and fixed deposits, these platforms provide safe, accessible, and low-risk ways to start investing.
| Platform | Minimum Investment | Key Features | Best For |
|---|---|---|---|
| PiggyVest | ₦1,000 | SafeLock, Target Savings, Fixed-term investments, User-friendly | Beginner savers |
| Cowrywise | ₦100 | Automated savings & investments, Mutual funds, Goal-based options, Educational content | Learning-focused investors |
| Risevest | ₦10,000 | Dollar-denominated assets, U.S. stocks & real estate, Portfolio management, Currency hedge | Forex and long-term investors |
| Bamboo | ₦1,000 | Fractional shares, Low fees, Real-time market data, Secure platform | Stock market beginners |
| Trove | ₦1,000 | Global stocks, Fractional investing, Educational content, Intuitive app | Diversified portfolio beginners |
PiggyVest combines automated savings with investment opportunities.
Features:
SafeLock protects against impulsive withdrawals
Target Savings helps you reach financial goals
Fixed-term investments with competitive returns
Simple, intuitive app for first-time investors
Cowrywise emphasizes financial literacy, making it ideal for new investors.
Features:
Automated savings & investments
Diversified mutual funds
Goal-based investment strategies
Educational resources for beginners
Risevest enables Nigerians to invest in dollar-denominated assets, protecting against naira depreciation.
Features:
Managed investment portfolios
U.S. stocks, real estate, and fixed-income assets
Protection against currency fluctuations
Regular market insights
Bamboo provides simple access to Nigerian and U.S. stocks, with fractional shares for beginners.
Features:
Low transaction fees
Real-time market updates
Strong investor protection
Buy portions of expensive stocks
Trove is ideal for diversified investing, including Nigerian, U.S., and global stocks.
Features:
Low minimum investment
Fractional investing
Educational resources
Intuitive app interface
When choosing an investment platform:
Security & Regulation – Ensure licensing by the SEC or CBN
Minimum Investment – Start small (₦100-₦1,000)
User Interface – Look for beginner-friendly, intuitive apps
Fees & Charges – Compare transaction, management, and withdrawal fees
Diversification Options – Access to multiple asset classes reduces risk
Fixed deposits offer guaranteed returns and are NDIC-insured up to ₦500,000 per depositor per bank.
Use nairaCompare.ng to compare the highest fixed deposit rates across banks.
The Non-Resident Nigerian Investment Account (NRNIA) allows diaspora Nigerians to invest in high-yield Nigerian assets with full repatriation rights.
Start with small amounts and gradually increase
Focus on learning the basics of investing
Diversify across platforms and asset classes
Use comparison tools to select the best rates and platforms
Track your investments and stay informed about market changes
1. What is the minimum amount to start investing?
Most platforms allow ₦100–₦1,000 for beginners.
2. Are these platforms safe?
Yes, all listed platforms are SEC-regulated or have CBN oversight.
3. Can I invest in dollars from Nigeria?
Yes, platforms like Risevest provide dollar-denominated investment options.
4. Which platform is best for learning investment basics?
Cowrywise and PiggyVest offer educational content alongside investments.
5. Can I access my funds anytime?
Some platforms offer liquid savings, while others (like PiggyVest SafeLock) have fixed terms for higher returns.
Starting your investment journey in 2025 is easier than ever with beginner-friendly platforms. Platforms like PiggyVest, Cowrywise, Risevest, Bamboo, and Trove offer accessible, secure, and educational ways to grow your wealth.
Ready to Start Investing? Compare Platforms and Begin Your Wealth-Building Journey Today