Do you ever feel like you’re constantly fighting an uphill battle with your finances? Trust me, you’re not alone. In today’s economic climate, it’s more important than ever to take control of your money and set yourself up for financial success. That’s where financial planning comes in. Whether you’re trying to pay off debt, save …
In an era when the risk of obtaining a credit facility is ever-increasing, getting a loan may seem like a tedious task. Although the process of acquiring a soft-loan facility may appear to have been liberalised, one false step in the process might incur dire consequences. What Really is a Loan? A loan is …
It’s a challenging time, so it’s important you are a bargain hunter to make some savings Every Naira counts at this time, and you can’t afford to lose any opportunity to make savings on your loan. Besides, it’s not just about the interest rate or overall cost, you also need to be sure you are …
It’s common for commercial banks to say NO, but that should not be a showstopper It is widely thought that commercial banks are the only source of financing for business loans. Whilst this may not be a bad thought for big corporations like Nestle and Dangote Cement, small business owners need to think differently. Seven, …
When banks say no, there are many other options for your business loan
It is so exhausting to be rejected… It is disheartening to be rejected and nobody can imagine the feeling like the one who has experienced it. It is so painful to have all the plans laid out for growing a business only to be frustrated by a lender who turns down the application for a …
Emotions can be high when you need cash urgently Scammers have never been so prevalent and successful. They are everywhere and target everyone; irrespective of your age or gender, you are a target. Therefore, you cannot afford to lose your guard. Unfortunately, these financial criminals work on their victims’ emotions, preying on you where and …
Although it is no longer news that eNaira has been launched, we are, however, still in the phase of learning and finding out more about the values and benefits of eNaira to all stakeholders. As a financial platform interested in providing unending values to our users continuously, we found it very important to have a …
Make sure your lender is the best partner for this journey Taking a loan is like a journey with a partner, the relationship must be mutually beneficial and both parties’ objectives should be met. As much as you really need the loan to meet your need, whether it’s for business or personal use, the lender …
Find the best lenders and lowest interest rate you can ever get
Be out to solve a problem The unemployment rate, especially amongst youths, is alarming, so it is encouraging to see many youths yearning to start their own businesses. Again, some great stories of successful entrepreneurs can spark the hunger for starting a business. However, as great as the dream may be, it is important that …
Taxes – the cost of civic duty Every Nigerian deserves a better standard of living. Unfortunately, access to basic necessities of life such as housing, portable water, electricity, roads, and healthcare have become luxuries. The government continues to make efforts to provide these infrastructures, in recognition of its duty to Nigerians. Incidentally, the ability of …
Will getting a payday loan impact my credit score? Payday loans are quick credits that can help you meet unforeseen expenses. Though it comes relatively expensive – the interest rate is typically high, the process is fast, as it takes less than an hour for some lenders to consider your application and disburse funds. In …
Payday loan providers don’t speak to your employers… Are my employers informed when I apply for a payday loan? Unlike some conventional lenders who require some form of comfort from your employer before approving your loan, payday lenders keep the contract strictly bilateral. Most payday lenders request your employment status and details, hence there is …
